Explore Customized Umbrella Insurance Solutions
Life is unpredictable, and sometimes, standard insurance limits just aren’t enough. An umbrella insurance policy can provide an extra layer of protection, covering you beyond the limits of your auto, home, or recreational insurance. Whether it’s a major accident, a lawsuit, or an unexpected liability claim, umbrella insurance helps safeguard your financial future. Let us help you find the right policy, so you can enjoy life’s adventures with confidence, knowing you’re protected when it matters most.
Coverage Options
Protection For Your Future*
Note: Damages to your own personal property or resulting from intentional acts are generally not covered under Umbrella Insurance.
* These coverage options represent the most common but it is not an all-inclusive list. These flip cards are for educational purposes only. For all coverage options or to discuss your specific coverage needs, please contact our licensed agents.
** All coverages are subject to your individual policy. If you have questions regarding your coverage, please contact your licensed agent.
Bodily Injury Coverage
Provides extra protection if you’re responsible for injuries to others in an accident, whether on the road, at home, or elsewhere. When medical bills and legal costs exceed your primary policy limits, umbrella insurance steps in to help cover the rest.
Personal Injury Coverage
Extends beyond physical harm to cover claims such as defamation, libel, slander, or false arrest. Because protecting your reputation is just as important as protecting your assets.
Property Damage Coverage
Helps cover the cost of damage you cause to someone else’s property when standard insurance limits aren’t enough. Whether it’s a serious car accident or an accident at home, umbrella insurance ensures you are not left paying out of pocket.
Legal Coverage
Covers the cost of legal defense for certain lawsuits if you are sued for damage beyond your standard insurance policy limits. From attorney fees to court costs, this protection helps you handle unexpected lawsuits without draining your finances.
