How Your Roof Impacts Your Insurance

Your roof serves as more than just a protective barrier against the elements; it can significantly affect your insurance rates. Many homeowners may not realize the crucial role their roof plays in determining insurance premiums. Understanding this impact is essential for making informed decisions about your home insurance coverage. Roof Age and Material One of the primary factors insurers consider is the age and material of your roof. Newer roofs made of durable materials such as asphalt shingles, metal, or tile generally command lower insurance premiums. These materials offer better resistance to weather [...]