Protection Archives - Gannon Associates

Don’t Let Your Employees Drive Distracted
Don’t Let Your Employees Drive Distracted

Don’t Let Your Employees Drive Distracted

From restaurants with delivery drivers to corporate entities that give their staff vehicles to use when meeting clients, vehicles are driven by employees are an important piece to many businesses. However, relying on vehicles driven by staff exposes you to a huge threat… Distracted Driving. Actions like using a cell phone, fiddling with your GPS, or eating while driving can lead to a serious accident. Distracted driving is dangerous in ideal conditions but add in bad weather or traffic and it could be disastrous. It is important to have practices and policies in [...]

Kali Jo Grove2022-06-01T18:29:33+00:00June 5th, 2022|

Smart Homes and Insurance
Smart Homes and Insurance

Smart Homes and Insurance

“Hey Alexa, can you turn on the lights and lock the doors?” “Hey Google, close the window blinds.” “Hey Siri, change the channel.” From voice-activated hubs to doorbells and locks you control with an app on your phone, the idea of a smart home has become reality. More homes are converting to smart technology lightbulbs, blinds, plugs, and everything you can think of. This evolution has brought about a lot of convenience to our lives, but it also brings a ton of questions… One of the biggest questions we hear from our clients [...]

Kali Jo Grove2022-01-31T16:55:16+00:00February 6th, 2022|

Holiday Safety Tips
Holiday Safety Tips

Holiday Safety Tips

Happy Holidays! This time of year is full of festivities, gatherings, and celebrations. Incidentally, there is also an uptick in fire, auto accidents, and other mishaps this time of year. Keep your holiday season safe this year by remembering these helpful tips. Travel Safely. Prepare your car for winter and have an emergency kit handy, avoid distracted or drowsy driving, and assign a designated driver when attending events where alcohol is present. Plant Watch. Plants like mistletoe, holly berries, Jerusalem cherry, and amaryllis can be poisonous to people and pets if ingested. They [...]

Kali Jo Grove2021-11-29T18:43:56+00:00December 19th, 2021|

Importance of Directors and Officers Liability Insurance
Importance of Directors and Officers Liability Insurance

Importance of Directors and Officers Liability Insurance

As a director or officer of an organization, you make many important decisions regarding everything from policy choices to financial aspects. These decisions help your company to succeed, but they can also leave you and your organization open to lawsuits. Lawsuits that can be costly to you personally but also to your organization. Directors and offices can be sued for a variety of reasons related to their roles, including: Breach of fiduciary duty, resulting in financial loss or bankruptcy Misrepresentation of company assets Misuse of company funds Fraud Failure to comply with workplace [...]

Kali Jo Grove2021-07-29T17:29:16+00:00August 8th, 2021|

Personal Cyber Insurance
Personal Cyber Insurance

Personal Cyber Insurance

We have all heard the stories of businesses being hacked or data being leaked. Major companies like Facebook and Adobe and much smaller local businesses alike have all fallen victim to these cyberattacks, but did you know that cybercrime isn’t business exclusive? Individuals are just as much at risk. Throughout the last decade, we have seen technology become an increasingly larger part of our lives. From attending school to ordering groceries, everything is done online these days. With this increased use of technology, the risk of you falling victim to cyber-attacks increases. In [...]

Kali Jo Grove2021-07-27T13:57:39+00:00June 6th, 2021|

Insurance Jargon Made Easy
Insurance Jargon Made Easy

Insurance Jargon Made Easy

Insurance is confusing! The terms that are used in the insurance industry can be difficult to understand and make it more confusing to understand what your insurance agent is saying. Let us help break it down. Let us start at the beginning with coverage. The formal definition of coverage is “The specific protection provided by a policy against the results of the hazards insured against.” In other words, this is the amount of protection you have against a covered loss. For example, if your home burned down this term would apply to the [...]

Kali Jo Grove2021-07-27T14:23:03+00:00May 2nd, 2021|

Winery and Vineyard Insurance…So Many Different Coverage Options
Winery and Vineyard Insurance…So Many Different Coverage Options

Winery and Vineyard Insurance…So Many Different Coverage Options

Your winery is more than just your livelihood, it’s your life’s work. All farms and agribusinesses face challenges but wineries and vineyards have added risks that can cause even more stress. You have farm exposures like buildings, equipment, chemicals, and crops but you also have the risks that come with the rest of your business like a production facility, tasting rooms, restaurants, and special events. With all the challenges you face how can you protect your investment of time, money, and effort? The right insurance coverage can help secure your operation [...]

Kali Jo Grove2021-07-27T15:20:07+00:00January 8th, 2021|