Preparing Your Home For Vacation

Summer is here and that means vacations are on the horizon! Whether you are going to a family beach trip or seeking thrills at your favorite amusement park, you don’t want your fun ruined by thoughts of what is going on at home. Give yourself some peace of mind by protecting your home from theft and damage while you are away. Here are some tips to help you prepare your home for your vacation: Appear Lived In. An empty house is an open invitation to intruders. Giving the appearance of activity in your [...]

2022-06-01T14:44:06+00:00June 26th, 2022|

Insurance Cuss Words?

When we were little, we learned quickly which words were not okay to say. Use one of those “four-letter” words and mom would throw you a disapproving look so quickly! Similarly, to the cuss words we learned when we were little, there are phrases in the insurance industry that when used will cause some disapproving looks… we will call these insurance cuss words. Insurance cuss words are those that misrepresent what the coverage actually protects. Examples of these include: Blanket Additional Insured All Risk Full Coverage Blanket Additional Insured. Typically, we hear this [...]

2022-06-01T14:32:15+00:00June 19th, 2022|

How To Be A Responsible Pet Owner

Nothing is better than cuddling up with your favorite little kitten or playing with your beloved dog in the yard after a long day. However, there is a lot more that goes into raising a pet responsibly. Check out these tips to help you ensure you're taking care of your pet in a responsible way. Research, Research, Research. Not all animals have the same needs, but having a general understanding of your pet’s individual needs will help you better take care of them. Consider what type of food your pet needs or what [...]

2022-06-01T16:02:24+00:00June 19th, 2022|

Don’t Let Your Employees Drive Distracted

From restaurants with delivery drivers to corporate entities that give their staff vehicles to use when meeting clients, vehicles are driven by employees are an important piece to many businesses. However, relying on vehicles driven by staff exposes you to a huge threat… Distracted Driving. Actions like using a cell phone, fiddling with your GPS, or eating while driving can lead to a serious accident. Distracted driving is dangerous in ideal conditions but add in bad weather or traffic and it could be disastrous. It is important to have practices and policies in [...]

2022-06-01T18:29:33+00:00June 5th, 2022|

Routine Maintenance Every Driver Should Consider

We rely on our vehicles to get us everywhere we need to go when we need to go there. In return, our vehicles rely on routine maintenance. It takes making sure that things like tires, brakes, fluids, filters, and more are in order for your vehicle to remain safe and dependable. There are a lot of moving parts, let’s take a look at some routine maintenance every driver should consider. Check and Rotate Your Tires. Nobody likes a flat tire, but it is one of the most common issues drivers face on the [...]

2022-06-01T14:48:45+00:00June 5th, 2022|

Detox Your Devices

As technology becomes more and more integrated into our daily lives, it becomes more important to be vigilant about your online safety. Take a moment to detox your devices using these helpful tips: Review your online accounts. Go through any online accounts you have and delete any you no longer use. Update the personal information associated with those accounts and remove any unnecessary information. Update your passwords. Update any passwords that haven’t been updated in the last year, making sure to use complex longer passwords with a mix of letters, numbers, and symbols. [...]

2022-04-26T17:46:55+00:00May 29th, 2022|

Business Continuity Insurance and Why You Need It

It’s a bright and sunny afternoon. The café is full, and orders are flowing in. Business is doing well; you are seeing all of your dreams come true. Then tragedy hits! A fire breaks out in the kitchen and wreaks havoc on the business. Thankfully insurance will cover the building and your equipment, but it looks like you will be closed for at least a couple of months… If you were unable to operate your business for a period of time due to a loss, could your business survive? According to FEMA, the [...]

2022-04-26T18:11:36+00:00May 22nd, 2022|

Creating A Home Inventory

We’ve talked about why creating a home inventory catalog is important. Having a record of your possessions can help in the event of a claim or loss. Now, let’s discuss how exactly you go about creating a home inventory catalog… Step 1. Determine What Tool You Will Use. You could keep a simple written version, for example, check out this one from one of our carriers, or a digital format such as a spreadsheet or Google doc. There are even apps that will help you to create one, you can learn more about [...]

2022-04-26T17:33:18+00:00May 8th, 2022|

Can Your Business Survive A Cyber Attack?

You’ve probably seen the news headlines such as “Business crippled by cyber-attack” or “Hackers cost company millions”… the facts are that studies have shown that 60% of small businesses who experience a cyber attack go out of business within 6 months of the attack1. Cyber attacks can hit a business hard. Often times there is some sort of ransom payout in order to stop the attack, however, even with no ransom, the fallout of a cyber attack could drain your bank account. Can your company survive a cyber attack? When it comes to [...]

2022-04-26T18:08:39+00:00May 8th, 2022|

Flood Damage VS Water Damage

From flash floods to roof leaks, we’ve all heard the stories of someone who lost their home to water. The most commonly asked question we get in this case is what is flood damage vs water damage? Let’s dive in… no pun intended. Flood Damage Flood damage is defined by the National Flood Insurance Program as “A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties from: Overflow of inland or tidal waters Unusual and rapid accumulation or [...]

2022-04-26T17:37:39+00:00May 1st, 2022|
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