Short Term Rental Property Insurance Needs

Vacation season in the northeast is approaching and for those who own investment properties, it means business is picking up. Services like Airbnb and VRBO are very popular ways to vacation and travel these days, with many investors buying homes in popular destinations to rent out. Some people are even utilizing their own homes to temporarily rent out for extra income. As the owner of one of these investment properties or the homeowner who rents out their home, you need to be careful when it comes to your insurance coverage! Insurance for these [...]

2023-04-28T14:48:24+00:00May 21st, 2023|

Small Business Insurance

From family-run construction companies to small-town boutiques and cafes, you work hard to operate and maintain your small business. No matter what industry you are in, you likely need small business insurance. Having it can help protect everything you have worked so hard to build. Small business insurance can help cover the unexpected costs that result from accidents, natural disasters, lawsuits, and more. Picking The Right Types of Business Insurance For Your Needs The most common type of business insurance is a Business Owner’s Policy (BOP). This type of coverage typically includes: General [...]

2023-04-28T14:50:31+00:00May 1st, 2023|

5 Types of Small Business Insurance

Business insurance can offer important protection against losses from accidents, employee misconduct, lawsuits, and more. Whether you are new to business ownership or simply looking to change up your existing insurance, it is vital to ensure that you have the right coverage for your unique needs. With so many different types of insurance, this is a task that can seem overwhelming. Let’s break down 5 of the more common types of business insurance. General Liability Insurance General liability insurance protects your business from claims involving bodily injuries and personal property damage. It typically [...]

2023-03-31T14:40:15+00:00April 30th, 2023|

What Is Gap Insurance?

Purchasing a new vehicle can be exciting and overwhelming! You go to the car lot, test drive dozens of vehicles, find the perfect one, and now are sitting at a desk signing what feels like a thousand documents. The salesman asks if you want a warranty, special add-ons, gap insurance, and more… with each option adding additional costs if you say yes. It’s easy to say no to all of the above as the vehicle itself is already so expensive but wait! You may want to reconsider saying no to gap insurance. Gap [...]

2023-03-31T15:15:32+00:00April 16th, 2023|

Winter Safety Tips For The Office

Winter has arrived and with it comes lower temperatures, snow, and ice! Whether it’s a full-blown blizzard or just a cold snap, the onset of winter means that it’s time for businesses to think about their winter safety plan. A winter safety plan typically includes proactive steps to reduce injuries related to winter weather, minimizing cold exposure, and communication plans. Consider the following safety tips when developing or reviewing a winter safety plan: Minimize Slippery Areas De-ice parking lots, sidewalks, entryways, and outdoor break areas Reroute people using caution signs, rope, cones, or [...]

2022-12-18T12:09:44+00:00December 18th, 2022|

Snow Storm Preparedness

In the northeast, winter can be brutal. Just like other parts of the country encounter hurricanes or tornados, we have snowstorms. Snowstorms in the northeast can be so extreme that you could get snowed into your home for days on end and it’s important to be prepared ahead of time. Stock Your Pantry After a heavy snowfall or blizzard, power outages are likely. This could leave you depending on non-perishable food items while you wait to be dug out. Making sure that you have water, canned goods, and snacks on hand can be [...]

2022-12-13T12:01:04+00:00December 13th, 2022|

Preparing Your Teen For Winter Driving

Winter driving can be intimidating for anyone, but it’s especially overwhelming for new drivers who may not be as comfortable behind the wheel. Snow and ice can make driving conditions dangerous and preparing your teen drivers properly could save their life. Having a conversation with your teen about the dangers of driving in winter weather is a great way to help prepare them. Share some of your own experience and some winter driving dos and don’ts such as: Do Take it slow. Traction is one of the biggest challenges when roads are icy [...]

2022-12-06T12:00:47+00:00December 6th, 2022|

Questions To Ask Before Signing A Lease

Congratulations! Finding a new apartment can be exciting. You have searched high and low, toured dozens of apartments, and finally found the perfect one. While you may have information such as the cost of rent and what utilities are included, some details may have been overlooked. Consider these important questions you may want to ask your potential landlord before signing your lease. Are there any move-in fees? Most apartments require more than just the first month’s rent in order to move in. Additional upfront costs can often include last month’s rent, security deposit, [...]

2022-12-06T12:00:46+00:00December 6th, 2022|

It’s Not Too Late To Review Your Group Coverage…

Another year has flown by!  With many group health plans renewing on January 1st, we’re running out of time to review your coverage options.  If it’s been a while since you’ve looked at your policies, there is still time to contact Gannon Associates Insurance for a review.  If you don’t currently offer health insurance to your employees but have been considering it, we may still have time to put a plan in place by January 1st.  If we can’t get things in place on 1/1/22 we can still get your new plan ready [...]

2022-12-05T12:01:18+00:00December 5th, 2022|

Things To Know When Renting An Apartment In The Winter

Winter brings with it plenty of situations with your apartment that may not concern you during the warmer months. When the snow falls and the temperature drops, questions regarding snow removal, heating, property maintenance, and parking come to mind. Here are some things you should know when it comes to renting an apartment during the winter months. Snow Removal. Who is responsible for shoveling the sidewalk and driveway? Are there any city or town ordinances you need to be worried about? Who provides rock salt? When it comes to snow removal and safety [...]

2022-11-27T12:13:32+00:00November 27th, 2022|
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