gannon associates Archives - Page 3 of 5

Do You Need A Personal Article Floater?
Do You Need A Personal Article Floater?

Do You Need A Personal Article Floater?

We’ve all heard the horror stories… a diamond wedding ring lost in the ocean, an expensive camera dropped from a rollercoaster, a precious piece of art waterlogged after a flood… nothing can prepare you to lose one of your most valuable items. Now imagine, already devastated from the loss, you learn that you don’t have the right insurance coverage to replace the item or pay for repairs. Most everyone has items that are valuable or special to them. It could be a family heirloom, an expensive engagement ring, or even your favorite t-shirt [...]

Kali Jo Grove2021-11-29T19:20:21+00:00December 12th, 2021|

Municipalities… Insurance For Your Unique Needs
Municipalities… Insurance For Your Unique Needs

Municipalities… Insurance For Your Unique Needs

Municipalities face a lot of risks. From a child getting hurt on a community playground to a town official being sued as the result of their decision-making, many things can go wrong when you are running local government. How can you protect yourself, your staff, and your municipality? The right insurance coverage can help you manage the risks. Every county, parish, town, township, city, and village are unique and require insurance solutions tailored to their distinct needs. Let’s take a look at some of the coverage options you should consider. [...]

Kali Jo Grove2021-11-18T17:54:17+00:00November 18th, 2021|

Importance of Directors and Officers Liability Insurance
Importance of Directors and Officers Liability Insurance

Importance of Directors and Officers Liability Insurance

As a director or officer of an organization, you make many important decisions regarding everything from policy choices to financial aspects. These decisions help your company to succeed, but they can also leave you and your organization open to lawsuits. Lawsuits that can be costly to you personally but also to your organization. Directors and offices can be sued for a variety of reasons related to their roles, including: Breach of fiduciary duty, resulting in financial loss or bankruptcy Misrepresentation of company assets Misuse of company funds Fraud Failure to comply with workplace [...]

Kali Jo Grove2021-07-29T17:29:16+00:00August 8th, 2021|

Personal Cyber Insurance
Personal Cyber Insurance

Personal Cyber Insurance

We have all heard the stories of businesses being hacked or data being leaked. Major companies like Facebook and Adobe and much smaller local businesses alike have all fallen victim to these cyberattacks, but did you know that cybercrime isn’t business exclusive? Individuals are just as much at risk. Throughout the last decade, we have seen technology become an increasingly larger part of our lives. From attending school to ordering groceries, everything is done online these days. With this increased use of technology, the risk of you falling victim to cyber-attacks increases. In [...]

Kali Jo Grove2021-07-27T13:57:39+00:00June 6th, 2021|

Insurance Needs for New Graduates
Insurance Needs for New Graduates

Insurance Needs for New Graduates

Congratulations! Graduating from college is a huge accomplishment. The next few months are going to be filled with so many firsts, from your first career job to a new apartment or vehicle, life is sure to be full of changes. As you transition from college student to full-fledged adulthood, you want to make sure to not overlook one of the most important firsts. Insurance. Insurance may not be as exciting as buying your first new car or starting your dream job, but it is an important “first”. Having insurance can help set you [...]

Kali Jo Grove2021-07-27T14:03:05+00:00May 30th, 2021|

Motorcycle Safety Tips
Motorcycle Safety Tips

Motorcycle Safety Tips

There is nothing better than taking your motorcycle out for a nice afternoon ride on a warm spring afternoon. However, it is important to remember that with that freedom comes risk as well. Stay safe with some of these motorcycle safety tips: Always wear a helmet with eye protection. Wearing a helmet is the best way to protect against head injuries and having eye protection can help ensure that nothing flies into your eyes or face during your ride. A full-faced helmet is the best option as it protects your entire head. Wear appropriate [...]

Kali Jo Grove2021-04-27T17:52:34+00:00May 23rd, 2021|

Construction and Excavating…Insurance Plans To Meet Your Need
Construction and Excavating…Insurance Plans To Meet Your Need

Construction and Excavating…Insurance Plans To Meet Your Need

As you know, contractors and excavators face more risks than most businesses. Big jobs call for heavy equipment, large crews, and comes with plenty of hazards. Your equipment is expensive and the chance for accidents is high. How can you protect yourself, your employees, and your company from the dangers you face every day just doing your job? One important tool you can use to manage risks is the right insurance coverage. The right package of policies can ensure you are covered in case there is an accident. There are always conditions [...]

Kali Jo Grove2021-05-11T18:07:55+00:00May 11th, 2021|

Insurance Jargon Made Easy
Insurance Jargon Made Easy

Insurance Jargon Made Easy

Insurance is confusing! The terms that are used in the insurance industry can be difficult to understand and make it more confusing to understand what your insurance agent is saying. Let us help break it down. Let us start at the beginning with coverage. The formal definition of coverage is “The specific protection provided by a policy against the results of the hazards insured against.” In other words, this is the amount of protection you have against a covered loss. For example, if your home burned down this term would apply to the [...]

Kali Jo Grove2021-07-27T14:23:03+00:00May 2nd, 2021|

Home Renovations? Update Your Insurance.
Home Renovations? Update Your Insurance.

Home Renovations? Update Your Insurance.

Spring is here and for many that means home renovations! From adding a pool to remodeling the kitchen, many are looking to refresh and renew their home by doing some updates, but you may want to take a moment to consult your insurance agent. Homeowners insurance is dependent on factors such as a home’s size, condition, and the cost to rebuild in the event of a loss. What if those factors change? Home renovations such as adding a deck, or a family room addition can alter the amount of coverage you need. Any [...]

Kali Jo Grove2021-07-27T14:27:39+00:00April 26th, 2021|

Life Insurance: Employer Vs Individual
Life Insurance: Employer Vs Individual

Life Insurance: Employer Vs Individual

Your employer is offering you life insurance? That is great! But… Many employers offer life insurance as a benefit to employees. The type of life insurance, amount of coverage, and cost to the employee vary from business to business but for the most part, employer-provided life insurance is a great benefit. It can be cheaper than the cost of purchasing your own policy due to employer group rates and in some cases, employers will cover some or all of the premium costs. Employer-provided life insurance also helps to cover any end-of-life expenses and [...]

Kali Jo Grove2021-07-27T14:51:55+00:00April 18th, 2021|