Don’t Let Your Employees Drive Distracted

From restaurants with delivery drivers to corporate entities that give their staff vehicles to use when meeting clients, vehicles are driven by employees are an important piece to many businesses. However, relying on vehicles driven by staff exposes you to a huge threat… Distracted Driving. Actions like using a cell phone, fiddling with your GPS, or eating while driving can lead to a serious accident. Distracted driving is dangerous in ideal conditions but add in bad weather or traffic and it could be disastrous. It is important to have practices and policies in [...]

2022-06-01T18:29:33+00:00June 5th, 2022|

Business Continuity Insurance and Why You Need It

It’s a bright and sunny afternoon. The café is full, and orders are flowing in. Business is doing well; you are seeing all of your dreams come true. Then tragedy hits! A fire breaks out in the kitchen and wreaks havoc on the business. Thankfully insurance will cover the building and your equipment, but it looks like you will be closed for at least a couple of months… If you were unable to operate your business for a period of time due to a loss, could your business survive? According to FEMA, the [...]

2022-04-26T18:11:36+00:00May 22nd, 2022|

Who Needs EPLI?

We’ve all heard horror stories. An employee was let go and then turned around and sued the company claiming wrongful termination. An employee sues their company on the grounds of discrimination or harassment. We have repeatedly heard this in the news and from our business contacts or friends and think that could never happen to us. WRONG! Employment practices claims can happen to organizations of every size, industry, and at any level. They can disrupt businesses, damage reputations, hurt employee morale, and hit a company hard financially… all before they ever see a [...]

2022-03-04T15:31:21+00:00March 27th, 2022|

Who Needs Public Liability Insurance?

Does your business need public liability insurance to cover any future lawsuits and the settlement or compensation costs that come with them? While this coverage is not required unlike employers’ liability insurance, which includes workers' compensation, it is safe to say every business needs public liability protection to some extent.How much public liability coverage you need depends on what kind of business you are in and your own unique risks. For example, a landscaper or brewery could have greater risks than a walk-in retail store or professional business (realtor, insurance agency, or attorney [...]

2021-11-18T15:29:18+00:00November 18th, 2021|
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