News

10 Quick Tips for Car Care for Cold Winter Weather

With this incoming cold weather, one of our staff members, Amanda Alexander, who worked in the car industry for 15 years, shares her top 10 advice tips that vehicle service advisors give to their customers: Get your battery checked. The number one symptom we see with cold weather is vehicles not starting in the morning. Car manufacturers recommend changing a car battery every 3 years, so if your battery is older than that, make a quick trip to a local auto parts store or your garage to have your battery checked. When [...]

2019-01-30T16:20:54+00:00January 30th, 2019|

Cyber Insurance Checklist

Cybercrimes are a serious issue when it comes to commercial companies and it is getting worse by the day. The cost of cybercrime is expected to reach $21 trillion by 2021. Cybercrime represents a threat for companies no matter what their size or industry and no company is immune. This means that every company should develop a method to prevent attacks as well as protect themselves from losses in the event an attack happens. The first step for any company would be to develop a comprehensive strategy to combat cybercrime. This would [...]

2019-01-22T08:53:00+00:00January 19th, 2019|

Car Accident! Now what?

Imagine this. You are driving down a country road on a warm summer night. It is dark out and you are on your way home from a great night of hanging out with your friends. You are about to take a turn when SMACK you are hit by an oncoming car. You and the other party both come to a stop and thankfully you are both okay minus a few scratches, bumps, and bruises. However, the cars do not look good. You have officially been in a car accident. What now? Check [...]

2019-01-22T08:54:40+00:00January 12th, 2019|

Frozen Pipes and How To Protect Yourself

Colder temperatures can freeze pipes, creating disastrous property losses and wreaking havoc on your life. Frozen pipes can lead to expensive damages and depending on the extent of the damage it could force you to temporarily close your business resulting in loss of income. Systems that are at risk of freezing in colder weather include fire protection equipment and piping, heating, ventilation, and air conditioning equipment, compressors and piping, water and sprinkler mains, valves, and sanitary systems. It is not just the colder states that are affected, moderate climate states can be [...]

2019-01-22T08:55:28+00:00January 5th, 2019|

The Ultimate Cheat Sheet on Winter Home Safety

Winter is upon us once again and that means holiday time with our family, hot cocoa and a warm cozy fire, and playing in the snow. While all of that may seem great, it is important to remember that winter also brings with it many hazards around your home. Whether it is a frozen water pipe bursting and flooding your home or basement or an ice dam in your gutter causing water damage to your walls, it is important to know how to protect your home against winter’s dangers. Outside Clean out [...]

2019-01-22T08:55:56+00:00December 22nd, 2018|

Why You Should Spend More Time Thinking About P&C Insurance

With the year winding down and everyone thinking about what the new year will bring, what a better time to reconsider your insurance coverages. It’s a great time to make sure that you and your assets are covered in the event that the unexpected happens. One type of insurance that often gets overlooked is Property and Casualty Insurance. Property and casualty insurance in its simplest form is designed to protect you and the stuff you own. Property insurance is straightforward, in the event of an unexpected loss it provides coverage for things [...]

2019-01-22T08:57:06+00:00December 15th, 2018|

Misconceptions About Worker’s Compensation

Workers’ compensation insurance is a federally mandated, state-regulated insurance program that protects your business if an employee gets injured or becomes ill as a result of work-related activities. Workers’ compensation insurance is intended to help workers get back on their feet and back to work by providing benefits to employees. These benefits include paying medical bills, covering lost wages, rehabilitation, and retraining. However, because of the complex nature of worker’s compensation insurance business owners often have misconceptions regarding their coverage and what their capabilities are. The following are general answers to some [...]

2018-12-12T08:25:25+00:00December 8th, 2018|

Cyber Insurance: Expectations vs. Reality

In today’s ever-changing world it is becoming easier to fall victim to a cyber-attack on your business. According to a study conducted by the Online Trust Alliance (OTA), there were an estimated 160,000 cyber attacks in 2017. This is nearly double the amount from the prior year and is expected to grow in the coming years. The average cost of each data breach in 2017 was $3.62 million which is 10 percent more than prior years. What can a business do to prepare and protect themselves from cyber-attacks? Cyber liability insurance can [...]

2018-12-12T08:59:13+00:00December 1st, 2018|

Where Does Worker’s Compensation Insurance Come From?

Workers compensation insurance is a federally mandated, state-regulated insurance program that protects your business if an employee gets injured or becomes ill as a result of work-related activities. It is intended to help workers get back on their feet and back to work by providing benefits to employees including paying medical bills, covering lost wages, rehabilitation, retraining, and more. But where did it come from? Who started the idea of having workers compensation and why has it become such a necessity in the American workplace? Workers compensation actually began way back in [...]

2018-12-10T14:51:47+00:00November 24th, 2018|

3 Unlikely People that Need a Personal Umbrella Policy

One of the most common myths of personal umbrella insurance is that it is only for the wealthy. This couldn’t be further from the truth. Of course an individual with more wealth could have more risk which requires a more comprehensive insurance, however, that doesn’t mean that someone with less wealth doesn’t have risk as well. Umbrella insurance policies help to protect you from liability issues that go beyond the liability limits of standard insurance policies. This type of insurance can help to provide coverage for false arrest, libel, slander, invasion of [...]

2018-12-10T14:51:37+00:00November 17th, 2018|