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College Student Insurance Needs

As college nears and you get ready to send your child off to school things are sure to be busy. Between dorm furnishing, orientation weekends, last minute family dinners, and everything else it is hard not to feel like you are forgetting something. You just want to make sure you have everything in place and that your child will be protected and have a great year at school. I hate to break it to you, but you may be missing the most important piece. Insurance. Insurance can protect your student from the various [...]

2019-08-27T14:57:45+00:00August 31st, 2019|

College Safety Tips

Safety is a priority for most colleges, there are several ways you can improve your own safety and keep your belongings secure. Familiarize yourself with your school's campus safety office. Your college website likely provides information such as office hours and a phone number, add it into your phone and visit the office so you know where it is located. Request information about any programs they may offer such as Blue Light emergency phone stations, Campus escort services, Safety maps with suggested secure routes, or a safety app such as Campus Safe. Know [...]

2019-08-13T19:30:14+00:00August 17th, 2019|

Student Loans & Life Insurance?!

College move in day is soon approaching and that means you are busier than ever. Between last minute shopping trips, send off dinners, and trying to make sure everything is ready to go you are probably wondering if you have missed anything. The truth is you probably did miss one big thing… life insurance. If your child or you are taking out student loans to pay for school, you may want to consider life insurance. Federal student loans are often forgiven if the borrower dies. However, most private student loans don’t offer the [...]

2019-08-13T19:07:37+00:00August 13th, 2019|

Independent Agent?

When the time in your life comes that you need to get insurance, you have a few options. You can go online and get a quick quote from a random company and purchase directly from the website, you could visit an insurance agency that employs its own agents and only sells one brand or type of insurance, or you can visit an independent agent. What is an independent agent? An independent agent is an insurance agent that sells insurance policies provided by a number of different insurance companies. They are employed by an [...]

2019-07-08T15:56:55+00:00July 13th, 2019|

Summer Safety Tips

Summer is in full swing and that means cookouts, swimming, hiking, and bonfires. This time of year is full of fun and can be very exciting, but it is also important to stay safe. Here are some summer safety tips to help keep you safe and having fun! Be Prepared in Case of Emergency Take safety training courses. Get CPR certified, take lifeguard classes or learn how to spot things like heat stroke symptoms from your doctor. If you’re planning on spending a lot of time in crowded public places, like a city [...]

2019-07-08T15:05:04+00:00July 8th, 2019|

Just as wine and beer evolves – so should your insurance!

Have you ever dreamt of running your own winery or brewery? Many great businesses start when a person has the idea to make a hobby their full-time career.  But as your hobby evolves into your livelihood, there are many business decisions that need to be made daily even before you open the doors… insurance being one of them. At Gannon Associates Insurance, we can offer insurance packages that are as unique as your business.  We have dedicated sales and service staff that specialize in different types of [...]

2019-05-31T14:53:00+00:00June 22nd, 2019|

Commercial Liability Umbrella 101

A commercial liability umbrella policy is designed to provide an extra layer of protection by covering costs that exceed your existing liability coverage limits. It compliments your existing liability coverages by taking over when your other liability coverage limits have been reached. Commercial liability umbrella policies serve 2 main purposes: To increase the liability limit that your company already has an existing, or underlying, liability policies. To broaden coverage for things that your underlying policies may not cover. Commercial umbrella insurance can only supplement coverage for certain underlying policies. These include general liability [...]

2019-06-10T19:24:34+00:00June 10th, 2019|

Let Us Help You with Your What If’s

Picture this. You spend months planning your dream wedding. Everything is perfect. You have selected the most amazing venue, your vendors are lined up and are hand selected to fit your dream, you have all of your friends and family coming in from out of town and you are so excited to marry the love of your life. You wake up the morning of your wedding to find that your venue had burned down overnight, along with all of your decorations and your dress. Sometimes, hoping, planning, and dreaming sometimes just is not [...]

2019-05-31T18:37:34+00:00June 1st, 2019|

Is Your Farm Underinsured?

Don’t risk finding out if your farm is underinsured when you have a loss. Insuring to the accurate value of your home, buildings, equipment, and inventory is an important consideration when reviewing your insurance coverage needs. If you were to have a major loss and your property was unable to be valued, your claim reimbursement could fall short of the actual value and ultimately create financial losses. It is important to regularly meet with your insurance agent and ensure that your property value is up to date. You can ask for in-person visits [...]

2019-05-01T16:20:55+00:00May 25th, 2019|

How to Navigate Group Benefits

As a business owner you are looking to attract, hire, and retain the best employees you can. One key way to do this is to offer group benefits. However, if you have never offered group benefits before, it can be confusing, messy, and honestly hard to understand sometimes. In today’s world there are so many different benefits you can offer to your employees, but not only that, there are so many regulations and laws regarding these benefits.   To try to tackle it on your own may be overwhelming! Let’s start by discussing a [...]

2019-05-21T14:34:58+00:00May 21st, 2019|