News

Independent Agent?

When the time in your life comes that you need to get insurance, you have a few options. You can go online and get a quick quote from a random company and purchase directly from the website, you could visit an insurance agency that employs its own agents and only sells one brand or type of insurance, or you can visit an independent agent. What is an independent agent? An independent agent is an insurance agent that sells insurance policies provided by a number of different insurance companies. They are employed by an [...]

2019-07-08T15:56:55+00:00July 13th, 2019|

Summer Safety Tips

Summer is in full swing and that means cookouts, swimming, hiking, and bonfires. This time of year is full of fun and can be very exciting, but it is also important to stay safe. Here are some summer safety tips to help keep you safe and having fun! Be Prepared in Case of Emergency Take safety training courses. Get CPR certified, take lifeguard classes or learn how to spot things like heat stroke symptoms from your doctor. If you’re planning on spending a lot of time in crowded public places, like a city [...]

2019-07-08T15:05:04+00:00July 8th, 2019|

Just as wine and beer evolves – so should your insurance!

Have you ever dreamt of running your own winery or brewery? Many great businesses start when a person has the idea to make a hobby their full-time career.  But as your hobby evolves into your livelihood, there are many business decisions that need to be made daily even before you open the doors… insurance being one of them. At Gannon Associates Insurance, we can offer insurance packages that are as unique as your business.  We have dedicated sales and service staff that specialize in different types of [...]

2019-05-31T14:53:00+00:00June 22nd, 2019|

Commercial Liability Umbrella 101

A commercial liability umbrella policy is designed to provide an extra layer of protection by covering costs that exceed your existing liability coverage limits. It compliments your existing liability coverages by taking over when your other liability coverage limits have been reached. Commercial liability umbrella policies serve 2 main purposes: To increase the liability limit that your company already has an existing, or underlying, liability policies. To broaden coverage for things that your underlying policies may not cover. Commercial umbrella insurance can only supplement coverage for certain underlying policies. These include general liability [...]

2019-06-10T19:24:34+00:00June 10th, 2019|

Let Us Help You with Your What If’s

Picture this. You spend months planning your dream wedding. Everything is perfect. You have selected the most amazing venue, your vendors are lined up and are hand selected to fit your dream, you have all of your friends and family coming in from out of town and you are so excited to marry the love of your life. You wake up the morning of your wedding to find that your venue had burned down overnight, along with all of your decorations and your dress. Sometimes, hoping, planning, and dreaming sometimes just is not [...]

2019-05-31T18:37:34+00:00June 1st, 2019|

Is Your Farm Underinsured?

Don’t risk finding out if your farm is underinsured when you have a loss. Insuring to the accurate value of your home, buildings, equipment, and inventory is an important consideration when reviewing your insurance coverage needs. If you were to have a major loss and your property was unable to be valued, your claim reimbursement could fall short of the actual value and ultimately create financial losses. It is important to regularly meet with your insurance agent and ensure that your property value is up to date. You can ask for in-person visits [...]

2019-05-01T16:20:55+00:00May 25th, 2019|

How to Navigate Group Benefits

As a business owner you are looking to attract, hire, and retain the best employees you can. One key way to do this is to offer group benefits. However, if you have never offered group benefits before, it can be confusing, messy, and honestly hard to understand sometimes. In today’s world there are so many different benefits you can offer to your employees, but not only that, there are so many regulations and laws regarding these benefits.   To try to tackle it on your own may be overwhelming! Let’s start by discussing a [...]

2019-05-21T14:34:58+00:00May 21st, 2019|

Spring Cleaning and Home Safety

As the weather warms up, we are in the middle of spring. Spring can be a great season full of baseball games, rain showers, and fresh flowers. However, spring also brings with it the damage that winter left behind. Snow and ice can damage your property and it is important to do some cleanup and get ready for the warmer weather. As you spring clean your home, keep the following tips in mind. Clean up Your Yard Yard maintenance can make a large difference in the safety of your property. You should trim [...]

2019-05-01T16:12:28+00:00May 11th, 2019|

Long Term Care Insurance, Do You Need It?

Have you ever thought about what will happen in the future? Often times, as people get older, they can require a little bit of help with everyday tasks. Have you ever thought about who will assist you with these tasks? Who will help to take care of you if you need assistance? How will you pay for these services and this assistance? Long term care insurance can be used to cover a host of services that aren’t covered by regular health insurance. This includes assistance with routine daily activities, like bathing, dressing, or [...]

2019-05-01T15:33:30+00:00May 4th, 2019|

Cyber Insurance and Everyday People

We live in a technology world. Most people rely on technology to live their everyday life.  Whether it is getting news on our computer, purchasing items online, or using social media sites on our Smart Phone; the average American spends at least 8 hours a week of screen time online.  It is an exciting time to be alive; however, it also a scary time. With increasing technology use comes increasing threats. The technology we all rely on every day gives us a window to the outside world, but it also gives the outside [...]

2019-04-18T14:18:31+00:00April 20th, 2019|