Explore Long Term Care Insurance Solutions
As we age, the need for extended care may arise due to illness, injury, or the natural aging process. Long term care insurance helps cover the costs of extended healthcare services, whether provided at home, in assistance living facility, or in a nursing home. Without coverage, these expenses can quickly deplete savings and put a financial burden on loved ones. Planning ahead ensures that you receive the care you need while preserving your independence and protecting your assets. Let us help you find a long-term care insurance plan that gives you confidence for the future.
Coverage Options
Ensuring Quality Care When You Need It Most*
* These coverage options represent the most common but it is not an all-inclusive list. These flip cards are for educational purposes only. For all coverage options or to discuss your specific coverage needs, please contact our licensed agents.
** All coverages are subject to your specific policy. If you have questions regarding your coverage, please contact your licensed agent.
Home Healthcare Services
Provides coverage for in-home assistance with daily activities such as bathing, dressing, meal preparation, and medication management, allowing you to receive care in the comfort of your home.
Assisted Living Facility Care
Covers the cost of residing in an assisted living facility, where you can receive personal care services and medical support while maintaining some independence.
Nursing Home Care
Helps pay for extended stays in a nursing home, covering medical care, rehabilitation, and assistance with daily living activities for those who require full-time supervision and support.
Adult Day Care Services
Supports care provided at an adult day center, where individuals can receive medical care, therapy, and social engagement while giving family caregivers a break during the day.
Memory Care & Alzheimer’s Coverage
Specialized coverage for individuals diagnosed with Alzheimer’s disease or dementia, helping to cover the cost of memory care facilities or in-home cognitive support services.
Respite Care for Family Caregivers
Covers temporary professional care to relieve family caregivers, ensuring that their loved ones receive proper attention while the caregiver takes necessary time for rest or personal needs.
Hospice & Palliative Care
Provides coverage for end-of-life care, including pain management, emotional support, and assistance for both patients and their families during this difficult time.
Inflation Protection
Offers the option to adjust coverage amounts over time to keep up with rising healthcare costs, ensuring that your benefits remain sufficient when care is needed in the future.
