LIFE
INSURANCE

There when your loved ones need it most.

    CHOOSE A POLICY

    – Life Insurance –

    We’ll help you navigate your way through one of the most critical policy decisions you will ever have to make. In addition, we pledge to secure a custom life insurance plan on which you can depend— one that is exclusively tailored to fit your specific personal needs.

    Term Life Insurance Basics:

    • Coverage for a “term” or period of your life.
    • Lower premiums for higher coverage.
    • Rates can change after specific terms expire.
    • No equity – cannot be used as cash value.

    Whole Life Insurance Basics:

    • Exactly what it says – permanent, not for a specific period.
    • Protection stays with you for your whole life.
    • Can build equity and have cash value.
    • Higher premiums than term life, but can be more valuable in the long run.

    Term and Whole Life Combined:

    • Build lifelong base of whole life coverage.
    • Supplement specific times of your life with term insurance.