Explore Customized Home Insurance Solutions
A home is more than just a place to live—it’s where we build our lives, create memories, and find comfort. Whether you own or rent, protecting your home and belongings from unexpected events like fires, storms, theft, and more is essential. The right home insurance policy provides peace of mind, ensuring you’re covered when the unexpected happens. Let us help you navigate the world of home insurance to find the perfect coverage for your needs, so you can focus on what truly matters, feeling safe and secure in your home.
Coverage Options
Protection For Your Home*
* These coverage options represent the most common but it is not an all-inclusive list. These flip cards are for educational purposes only. For all coverage options or to discuss your specific coverage needs, please contact our licensed agents.
** All coverages are subject to your individual policy. If you have questions regarding your coverage, please contact your licensed agent.
Personal Liability Coverage
Liability coverage helps if you’re found financially responsible for injury or damage to someone else or their property. This protection helps pay for legal fees, medical bills, and repair costs, ensuring you aren’t financially burdened by unexpected accidents.
Personal Property Coverage
Personal property coverage provides protection for your belongings, such as furniture, electronics, clothing, and personal items, from loss or damage due to covered events like theft, fire, or natural disasters.
Dwelling Coverage
Dwelling coverage is the portion of your home insurance policy that protects the structure of your home itself. If your home is damaged or destroyed by a covered event such as fire, vandalism, or storms, dwelling coverage pays for repairs or rebuilding costs.
Other Structures Coverage
Other structures coverage protects structures on your property that aren’t attached to your home, like garages, sheds, fences, or detached decks. If any of these structures are damaged by a covered event, your insurance policy helps pay for repairs or replacement.
Mobile Home Insurance
Mobile home insurance provides specific protection for those living in a manufactured or mobile home. It covers the physical structure of the home, personal belongings, and liability, much like traditional home insurance, but tailored to the unique requirements and risks associated with mobile homes.
Condo Insurance
Condo insurance (also known as HO6 insurance) protects the interior of your condo unit, including your personal property and fixtures. This type of home insurance also covers liability and pays for repairs to areas within your unit that are not typically covered by the building association’s policy, such as flooring, walls, and appliances.
