Explore Customized Home Cyber Insurance Solutions
In an increasingly digital world, your personal information is more vulnerable than ever. From identity theft and financial fraud to hacked accounts and data breaches, cyber threats can have serious consequences. Individual cyber insurance provides an extra layer of protection, helping you recover from cyber-attacks, restore stolen identities, and cover financial losses. Stay secure and safeguard your digital life – because peace of mind shouldn’t end when you go online.
Coverage Options
Protection For Your Digital Data*
* These coverage options represent the most common but it is not an all-inclusive list. These flip cards are for educational purposes only. For all coverage options or to discuss your specific coverage needs, please contact our licensed agents.
** All coverages are subject to your individual policy. If you have questions regarding your coverage, please contact your licensed agent.
Extortion Coverage
Protects you if a cybercriminal demands money by threatening to release sensitive information, lock you out of your accounts, or disrupt your digital life. This coverage can help pay for ransom payments, expert assistance, and recovery costs.
Data Breach Coverage
Covers the costs associated with a personal data breach, such as stolen identify, leaked financial information, or hacked accounts. It may include credit monitoring, fraud resolution services, and legal expenses to help restore your identity.
Cyber Liability
Protects you from financial losses if you unintentionally spread a virus, leak someone else’s private data, or are held responsible for online activities that cause harm to others. This coverage can help with legal fees, settlements, and other damages.
Cyberbullying Coverage
Provides financial assistance if you or a family member experience cyberbullying, which can include online harassment, threats, or reputation damage. This coverage may help with counseling, legal fees, and costs related to recovering from the attack.
First Party Coverage
Covers direct losses you personally suffer from a cyber incident, such as fraud, identify theft, ransomware attacks, or cyber extortion. It may help with financial recovery, data restoration, and professional assistance.
Crime Coverage
Protects you from cyber-related crimes such as online fraud, social engineering scams, or unauthorized fund transfers from your bank account. It can help reimburse stolen funds and cover legal or recover expenses.
Regulatory Compliance
Helps with costs related to fines, penalties, and legal expenses if you are found non-compliant with privacy laws due to a personal data breach or mishandling of sensitive information.
Third Party Liability
Covers claims made against you if your online actions cause harm to someone else, such as sharing false information, leaking private data, or unintentionally spreading malware. This coverage can help with legal defense and settlement costs.
