Explore Individual Health Insurance Solutions
Your health is one of your most valuable assets, and having the right coverage is essential to safeguarding it. Individual health insurance provides financial protection in case of illness, injury, or medical emergencies, ensuring you can access the care you need without worrying about the costs. Whether you’re self-employed, between jobs, or just need coverage outside of an employer plan, individual health insurance gives you the flexibility to choose a plan that fits your needs. Let us help you find the coverage that prioritizes your health and gives you peace of mind.
Coverage Options
Protection For Your Health and Well-Being*
* These coverage options represent the most common but it is not an all-inclusive list. These flip cards are for educational purposes only. For all coverage options or to discuss your specific coverage needs, please contact our licensed agents.
** All coverages are subject to your specific policy. If you have questions regarding your coverage, please contact your licensed agent.
Preventative Care
Provides coverage for screenings, vaccinations, and annual wellness exams, helping you catch health issues early and avoid expensive medical treatments down the road. Preventive care may also include counseling services for lifestyle changes like smoking cessation or weight loss.
Hospitalization Coverage
Helps cover the costs of inpatient care, including room charges, surgeries, medical tests, and specialized treatments. If you need to be admitted to the hospital for medical condition or surgery, this coverage ensures that the financial burden of your stay is taken care of.
Emergency Medical Care
Provides financial assistance for services such as ambulance transportation, emergency room visits, and urgent care. Whether it’s a sudden, accident, heart attack, or unexpected illness, emergency medical care ensures you are covered when you need it most.
Prescription Drug Coverage
Covers the costs associated with medications you need to manage chronic conditions, treat illnesses, or recover from surgery. This can include generic medications, name brand drugs, and specialty drugs, helping to reduce the out-of-pocket expenses associated with prescriptions.
Mental Health and Behavioral Health
Mental health is just as important as physical health. This coverage ensures that you have access to counseling, therapy, and other behavioral health services, which may include treatment for anxiety, depression, or addition. It’s a crucial aspect of comprehensive health care, supporting both your emotional and physical well-being.
Maternity and Newborn Care
Maternity coverage ensures you receive the care and support you need throughout pregnancy, childbirth, and recovery. It may cover prenatal visits, labor and delivery, and postpartum care. Newborn care is also included, covering expenses for the baby’s initial health checks and treatments.
Outpatient Care
Outpatient care is necessary for treatments and procedures that don’t require overnight hospital stay. This includes doctor visits, physical therapy, diagnostic tests, and minor surgeries performed on an outpatient basis. Coverage helps reduce the costs of regular visits to your physician or specialize.
Chronic Disease Management
This coverage helps provide financial assistance for managing long term conditions like diabetes, asthma, or heart disease. It covers ongoing treatments, regular doctor visits, medications, and other services that help you live well while managing your condition.
