Explore Employer Life Insurance Solutions
Offering group life insurance is a valuable way to support your employees and their families. This coverage provides financial security in the event of an employee’s passing, helping their loved ones manage expenses such as funeral costs, mortgage payments, and daily living expenses. As an employer, providing life insurance as part of your benefits package demonstrates your commitment to your team’s well-being and helps you attract and retain top talent. Let us help you design a group life insurance plan that provides peace of mind for your employees and strengthens your business.
Coverage Options
Financial Protection for Your Employees and Their Families*
* These coverage options represent the most common but it is not an all-inclusive list. These flip cards are for educational purposes only. For all coverage options or to discuss your specific coverage needs, please contact our licensed agents.
** All coverages are subject to your specific policy. If you have questions regarding your coverage, please contact your licensed agent.
Basic Group Life Insurance
Provides a predetermined lump sum benefit to an employee’s beneficiaries in the event of their passing, offering essential financial protection for their loved ones.
Supplemental Life Insurance
Allows employees to purchase additional coverage beyond the basic group life policy, giving them the flexibility to increase their benefits based on their family’s financial needs.
Dependent Life Insurance
Extends coverage to an employee’s spouse and children, providing a financial safety net in the event of a dependent’s passing.
Coverage 4 – Accidental Death & Dismemberment (AD&D) Insurance: Offers additional benefits if an employee passes away or suffers a serious injury due to an accident, helping cover medical costs, lost income, and other expenses.
Short-Term Life Insurance Conversion
Allows employees to convert their group life insurance policy into an individual policy if they leave the company, ensuring continued coverage without requiring new medical underwriting.
Waiver of Premium Benefit
Ensures that life insurance coverage remains active if an employee becomes disabled and is unable to work, waiving their premium payments during the disability period.
Accelerated Death Benefits
Enables employees diagnosed with a terminal illness to access a portion of their life insurance benefits while still alive, helping cover medical expenses and other financial obligations.
Business Continuation and Key Employee Coverage
Provides protection for businesses by offering life insurance policies for key employees, helping ensure financial stability and business continuity in the event of an unexpected loss.
