AS YOUR LANDSCAPING BUSINESS CHANGES… SO SHOULD YOUR INSURANCE COVERAGE.

By Stevens Lambert Landscaping can be a dangerous job with some hazardous working conditions. Landscapers are frequently using heavy equipment like backhoes and graders and other equipment with lots of moving parts like mower and chainsaw blades. Ad­ditionally, all this equipment and the trucks and trailers you use to get your tools to the jobsite can be very expensive. On top of those dangers and expenses, you may be digging in some­one’s yard, what if one of your employees accidentally damages a foundation or breaks a gas line? How do [...]

2020-06-29T17:56:47+00:00July 5th, 2020|

Long-Term Care Insurance: The Missing Retirement Puzzle Piece

Preparing for your retirement years can be a daunting task. Securing your income stream, updating estate planning documents, deciding where to live, and protecting assets you would like to leave to your family are all important actions to complete. In addition to these, a plan on how to handle a long-term care event should be included on this list. It is estimated that 70% of those aged 65 or older will have long-term care needs during their retirement years. No other event can disrupt a retirement plan more than a long-term [...]

2020-05-13T16:54:30+00:00May 13th, 2020|

Auto Insurance 101

Whether you are driving a beat-up hand me down from your sister or a brand-new tesla off the lot, your car likely means a lot to you. It is not only a necessity in today’s world, but also something you have worked very hard to obtain. However, with the privilege of owning and driving a car comes risk and responsibility. As a driver, you are responsible for your vehicle and any of your passengers. Should you be at fault for an accident, you are also responsible for any of the damage [...]

2020-01-31T19:35:12+00:00February 16th, 2020|

Gannon Associates Receives 2020 Best of Shamokin Award

Gannon Associates has been selected for the 2020 Best of Shamokin Award in the Auto Insurance Agency category by the Shamokin Award Program. Each year, the Shamokin Award Program identifies companies that we believe have achieved exceptional marketing success in their local community and business category. These are local companies that enhance the positive image of small business through service to their customers and our community. These exceptional companies help make the Shamokin area a great place to live, work and play. Various sources of information were gathered and analyzed to choose [...]

2020-02-06T14:07:25+00:00February 6th, 2020|

Christmas Campaign 2019 – Animal Care Sanctuary

The Animal Care Sanctuary and Gannon Associates Insurance are teaming up to make sure all of the cats and dogs are well-taken care of this winter and we’re asking you for help to collect some of the supplies that help them do all the great things that they do!  Animal Care Sanctuary cares for over 700 animals annually who come from overrun shelters, areas hit by disaster, owner surrenders, as well as abandoned, mistreated or animals with special needs. An adoption rate of 91% means ACS adopts out over 600 animals each year, [...]

2019-12-12T19:31:58+00:00December 12th, 2019|

How to Handle Life Insurance Proceeds?

When your spouse passes away there are suddenly so many changes happening. You are grieving, trying to adjust to life without them, being pulled into a million different directions to handle the arrangements, the paperwork, and everything else that comes with this loss. It can be very overwhelming. The biggest concern we often hear people talk about is money. We hear stories about people who didn’t have life insurance and now their loved ones are in financial ruin trying to handle everything. But what about the other side of the coin? What happens [...]

2019-10-09T14:03:48+00:00October 9th, 2019|

Let Us Help You with Your What If’s

Picture this. You spend months planning your dream wedding. Everything is perfect. You have selected the most amazing venue, your vendors are lined up and are hand selected to fit your dream, you have all of your friends and family coming in from out of town and you are so excited to marry the love of your life. You wake up the morning of your wedding to find that your venue had burned down overnight, along with all of your decorations and your dress. Sometimes, hoping, planning, and dreaming sometimes just is not [...]

2019-05-31T18:37:34+00:00June 1st, 2019|

How to Navigate Group Benefits

As a business owner you are looking to attract, hire, and retain the best employees you can. One key way to do this is to offer group benefits. However, if you have never offered group benefits before, it can be confusing, messy, and honestly hard to understand sometimes. In today’s world there are so many different benefits you can offer to your employees, but not only that, there are so many regulations and laws regarding these benefits.   To try to tackle it on your own may be overwhelming! Let’s start by discussing a [...]

2019-05-21T14:34:58+00:00May 21st, 2019|

Personal Article Floater? Why you need one.

There is a misconception that all of your personal property is insured under your homeowners, renters, condo, or dwelling insurance policies. The truth of the matter is that most valuables have limits on coverage that the policy will actually cover. Your standard policy will only protect your valuables against losses listed in your policy such as fire, smoke, vandalism, etc. It will also only cover the items for the limit specified. These limits and exclusions often leave individuals underinsured. A personal article floater is a separate policy, or sometimes a rider on your [...]

2019-03-08T18:43:45+00:00March 30th, 2019|

EPLI Insurance, What is it?

Many businesses, big and small, like to consider themselves as a family. This is why many employers could never consider that they could be sued by an employee, past, present, or future. However, a study conducted by Trusted Choice shows that over the last 20 years, employee lawsuits have risen 400%, with wrongful termination suits rising 260%. Employee lawsuits are a common form of business-related claims and employment practices liability insurance can help to provide financial protection form a variety of employee claims. Employment practices liability insurance can also aid in defense costs [...]

2019-04-04T19:00:52+00:00March 23rd, 2019|