Information on special types of insurance.

AS YOUR LANDSCAPING BUSINESS CHANGES… SO SHOULD YOUR INSURANCE COVERAGE.

By Stevens Lambert Landscaping can be a dangerous job with some hazardous working conditions. Landscapers are frequently using heavy equipment like backhoes and graders and other equipment with lots of moving parts like mower and chainsaw blades. Ad­ditionally, all this equipment and the trucks and trailers you use to get your tools to the jobsite can be very expensive. On top of those dangers and expenses, you may be digging in some­one’s yard, what if one of your employees accidentally damages a foundation or breaks a gas line? How do [...]

2020-07-24T21:57:37+00:00July 5th, 2020|

Special Event Insurance

From marketing events to holiday parties, most businesses host events throughout the year. They can be a great way to connect with your staff and your community. A ton of planning goes into these events and you probably spend weeks on end making sure that every detail is perfect. You spend the entire day before setting up and getting everything ready and then comes the day of the event. What if something goes wrong? What if someone gets hurts and sues your business or external factors force you to cancel at the last [...]

2020-05-11T15:29:53+00:00May 11th, 2020|

Boat Insurance

Picture this. You are spending a sunny afternoon on your boat at the lake with your family. Everyone is enjoying themselves when all of a sudden something goes wrong. You lose control of your boat and smack collide with another boat. It was a pure accident but now both boats have rather large dents and some of your passengers are feeling a bit of pain from the collision. Now what? Well, if you do not have boat insurance this could be an expensive accident. Not only do you need to fix your boat, [...]

2020-05-11T15:08:55+00:00May 11th, 2020|

Cyber Insurance 101

If you go into a business today, chances are you will encounter technology in many forms. From the card reader you use to pay for your purchase to the computer sitting on the desk they may use for inventory or customer management; businesses today are using technology more and more. With this increased use of technology, comes increased risk. There are many different types of risks that are associated with a business using technology. These include data breaches, malware attacks, loss of data, hacking, and [...]

2020-01-31T19:30:54+00:00February 23rd, 2020|

Just as wine and beer evolves – so should your insurance!

Have you ever dreamt of running your own winery or brewery? Many great businesses start when a person has the idea to make a hobby their full-time career.  But as your hobby evolves into your livelihood, there are many business decisions that need to be made daily even before you open the doors… insurance being one of them. At Gannon Associates Insurance, we can offer insurance packages that are as unique as your business.  We have dedicated sales and service staff that specialize in different types of [...]

2019-05-31T14:53:00+00:00June 22nd, 2019|

Cyber Insurance Checklist

Cybercrimes are a serious issue when it comes to commercial companies and it is getting worse by the day. The cost of cybercrime is expected to reach $21 trillion by 2021. Cybercrime represents a threat for companies no matter what their size or industry and no company is immune. This means that every company should develop a method to prevent attacks as well as protect themselves from losses in the event an attack happens. The first step for any company would be to develop a comprehensive strategy to combat cybercrime. This would [...]

2019-01-22T08:53:00+00:00January 19th, 2019|

Cyber Insurance: Expectations vs. Reality

In today’s ever-changing world it is becoming easier to fall victim to a cyber-attack on your business. According to a study conducted by the Online Trust Alliance (OTA), there were an estimated 160,000 cyber attacks in 2017. This is nearly double the amount from the prior year and is expected to grow in the coming years. The average cost of each data breach in 2017 was $3.62 million which is 10 percent more than prior years. What can a business do to prepare and protect themselves from cyber-attacks? Cyber liability insurance can [...]

2018-12-12T08:59:13+00:00December 1st, 2018|

Flood Insurance 101

Floods can come in quickly and leave damage and destruction when they leave. Many homeowners know that floods are a concern to have, especially if you live in a flood zone. However, many homeowners make the mistake of assuming that their homeowners insurance covers flood damage. Flood insurance is a separate product from homeowners insurance. Only a flood insurance policy will financially protect you from flood damage costs. Flood insurance is designed to provide an alternative to disaster assistance to meet the costs or repairing flood damage to buildings and their contents. [...]

2018-12-10T14:53:20+00:00October 11th, 2018|

Renters Insurance 101

Do you rent your home or apartment? Have you ever thought about what would happen if your home or apartment were to be broken into, damaged, or if someone were to injure themselves there? This is where renters insurance can be beneficial. Renters insurance is coverage for your personal property against damage or loss, not only where you rent, but also while you travel. It insures you if someone’s injured while they’re on your property and insures you elsewhere while you engage in daily activities. Renters insurance can cover medical payments for [...]

2018-12-10T14:53:45+00:00October 4th, 2018|

Commercial Insurance and Schools

School districts are exposed to many different types of risk. These types of risk can come from visitors, students, employees, the buildings and grounds, transportation, and just about anything you can think of. In the event of a claim, a school could be put in a tough situation. This is where insurance policies can come into play. What type of insurance should schools carry? According to the Pennsylvania School Boards Association’s endorsed insurance program, the following are all different types of insurance that schools should consider: Property and Liability Worker’s Compensation Privacy [...]

2018-12-10T15:00:53+00:00August 30th, 2018|
Go to Top