Personal Insurance Archives - Page 3 of 9

Smart Homes and Insurance
Smart Homes and Insurance

Smart Homes and Insurance

“Hey Alexa, can you turn on the lights and lock the doors?” “Hey Google, close the window blinds.” “Hey Siri, change the channel.” From voice-activated hubs to doorbells and locks you control with an app on your phone, the idea of a smart home has become reality. More homes are converting to smart technology lightbulbs, blinds, plugs, and everything you can think of. This evolution has brought about a lot of convenience to our lives, but it also brings a ton of questions… One of the biggest questions we hear from our clients [...]

Kali Jo Grove2022-01-31T16:55:16+00:00February 6th, 2022|

Insurance Gaps You Face When You Rideshare or Deliver and How We Can Help – Uber, Doordash, and More
Insurance Gaps You Face When You Rideshare or Deliver and How We Can Help – Uber, Doordash, and More

Insurance Gaps You Face When You Rideshare or Deliver and How We Can Help – Uber, Doordash, and More

Services like Lyft, Uber, Doordash, and GrubHub are popping up all over the country. These services make life a little more convenient and give people new income sources. When you work for one of these services you get to set your own schedule, meet new people, and put extra money in your pocket. However, there is a huge risk factor that isn’t discussed often… Rideshare and Delivery Driver Insurance. When you drive or deliver for one of these services, you may not be as covered as you think when it comes to your [...]

Kali Jo Grove2022-02-14T13:58:02+00:00January 30th, 2022|

Increasing Rates?
Increasing Rates?

Increasing Rates?

Each year we take a look at the current trends of the insurance industry and evaluate how those trends may impact our customers' insurance rates. When it comes to home and auto insurance, here is some of what we have seen over the last year. Auto Insurance Trends In 2021, we saw an increase in accidents along with an increase in repair and replacement costs. This means that the overall cost of a loss has increased. Some of the factors that are causing this include: Used car prices have increased by up to [...]

Kali Jo Grove2021-12-28T20:00:47+00:00January 23rd, 2022|

Personal Article Floater Checklist
Personal Article Floater Checklist

Personal Article Floater Checklist

When looking to insure your valuable items, a personal article floater is where you go. This coverage is a separate policy, or a rider on your homeowner’s insurance, that provides coverage beyond your standard policy and often includes coverage for losses typically excluded from your standard policy. In other words, a personal article floater is a valuable policy to have. No pun intended. But how do you go about getting one? We have put together this checklist to help! Make a list. Start by making a detailed list of your valuables. Include descriptions, [...]

Kali Jo Grove2021-12-28T19:58:18+00:00January 9th, 2022|

Do You Need A Personal Article Floater?
Do You Need A Personal Article Floater?

Do You Need A Personal Article Floater?

We’ve all heard the horror stories… a diamond wedding ring lost in the ocean, an expensive camera dropped from a rollercoaster, a precious piece of art waterlogged after a flood… nothing can prepare you to lose one of your most valuable items. Now imagine, already devastated from the loss, you learn that you don’t have the right insurance coverage to replace the item or pay for repairs. Most everyone has items that are valuable or special to them. It could be a family heirloom, an expensive engagement ring, or even your favorite t-shirt [...]

Kali Jo Grove2021-11-29T19:20:21+00:00December 12th, 2021|

Child Passenger Safety Week 2021
Child Passenger Safety Week 2021

Child Passenger Safety Week 2021

Child Passenger Safety Week is September 19-25 Make Sure Your Child is in the Right Seat Gannon Associates Insurance announced today that it is working alongside the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) for Child Passenger Safety Week, September 19-25, 2021. The week is dedicated to educating parents and caregivers about the importance of correctly choosing, installing, and using car seats, booster seats, and seat belts. We at Gannon Associates Insurance know that life can get hectic. We encourage you to take an hour or so out of this [...]

Kali Jo Grove2021-12-08T14:12:43+00:00September 18th, 2021|

10 Reasons You Need The Rental Car Protection
10 Reasons You Need The Rental Car Protection

10 Reasons You Need The Rental Car Protection

Do I need to purchase the rental car coverage? We hear this question often and the answer varies. A good place to start is to review your personal auto insurance policy with a licensed insurance agent. Depending on your policy and carrier, your current coverage may apply to your rental car. Your credit card company may also offer you rental car protection. The real question is do these existing coverages offer enough protection? Here are 10 reasons why we recommend our clients purchase rental car coverage. Value of the Rental Car. Most rental [...]

Kali Jo Grove2021-07-27T13:30:07+00:00July 13th, 2021|

Gender Reveal Parties… Are They A Liability Risk?
Gender Reveal Parties… Are They A Liability Risk?

Gender Reveal Parties… Are They A Liability Risk?

“A California Fire Sparked by A Gender Reveal Party Has Grown to More Than 10,000 Acres” “Miami Gender Reveal Party Criticized for Polluting Beach” “Soon to Be Father Killed Planning Gender Reveal Party as Device Explodes In New York” These are a few of the many headlines that tell the stories of gender reveal parties gone wrong. The idea of having a party to announce the gender of your child became widely popular in 2008 when a popular blogger announced the birth of her daughter with a cake with pink icing on the [...]

Kali Jo Grove2021-05-28T16:46:17+00:00June 27th, 2021|

Personal Cyber Insurance
Personal Cyber Insurance

Personal Cyber Insurance

We have all heard the stories of businesses being hacked or data being leaked. Major companies like Facebook and Adobe and much smaller local businesses alike have all fallen victim to these cyberattacks, but did you know that cybercrime isn’t business exclusive? Individuals are just as much at risk. Throughout the last decade, we have seen technology become an increasingly larger part of our lives. From attending school to ordering groceries, everything is done online these days. With this increased use of technology, the risk of you falling victim to cyber-attacks increases. In [...]

Kali Jo Grove2021-07-27T13:57:39+00:00June 6th, 2021|

Motorcycle Safety Tips
Motorcycle Safety Tips

Motorcycle Safety Tips

There is nothing better than taking your motorcycle out for a nice afternoon ride on a warm spring afternoon. However, it is important to remember that with that freedom comes risk as well. Stay safe with some of these motorcycle safety tips: Always wear a helmet with eye protection. Wearing a helmet is the best way to protect against head injuries and having eye protection can help ensure that nothing flies into your eyes or face during your ride. A full-faced helmet is the best option as it protects your entire head. Wear appropriate [...]

Kali Jo Grove2021-04-27T17:52:34+00:00May 23rd, 2021|