Personal Insurance Archives - Page 2 of 9

How To Be A Responsible Pet Owner
How To Be A Responsible Pet Owner

How To Be A Responsible Pet Owner

Nothing is better than cuddling up with your favorite little kitten or playing with your beloved dog in the yard after a long day. However, there is a lot more that goes into raising a pet responsibly. Check out these tips to help you ensure you're taking care of your pet in a responsible way. Research, Research, Research. Not all animals have the same needs, but having a general understanding of your pet’s individual needs will help you better take care of them. Consider what type of food your pet needs or what [...]

Kali Jo Grove2022-06-01T16:02:24+00:00June 19th, 2022|

Routine Maintenance Every Driver Should Consider
Routine Maintenance Every Driver Should Consider

Routine Maintenance Every Driver Should Consider

We rely on our vehicles to get us everywhere we need to go when we need to go there. In return, our vehicles rely on routine maintenance. It takes making sure that things like tires, brakes, fluids, filters, and more are in order for your vehicle to remain safe and dependable. There are a lot of moving parts, let’s take a look at some routine maintenance every driver should consider. Check and Rotate Your Tires. Nobody likes a flat tire, but it is one of the most common issues drivers face on the [...]

Kali Jo Grove2022-06-01T14:48:45+00:00June 5th, 2022|

Detox Your Devices
Detox Your Devices

Detox Your Devices

As technology becomes more and more integrated into our daily lives, it becomes more important to be vigilant about your online safety. Take a moment to detox your devices using these helpful tips: Review your online accounts. Go through any online accounts you have and delete any you no longer use. Update the personal information associated with those accounts and remove any unnecessary information. Update your passwords. Update any passwords that haven’t been updated in the last year, making sure to use complex longer passwords with a mix of letters, numbers, and symbols. [...]

Kali Jo Grove2022-04-26T17:46:55+00:00May 29th, 2022|

Creating A Home Inventory
Creating A Home Inventory

Creating A Home Inventory

We’ve talked about why creating a home inventory catalog is important. Having a record of your possessions can help in the event of a claim or loss. Now, let’s discuss how exactly you go about creating a home inventory catalog… Step 1. Determine What Tool You Will Use. You could keep a simple written version, for example, check out this one from one of our carriers, or a digital format such as a spreadsheet or Google doc. There are even apps that will help you to create one, you can learn more about [...]

Kali Jo Grove2022-04-26T17:33:18+00:00May 8th, 2022|

Flood Damage VS Water Damage
Flood Damage VS Water Damage

Flood Damage VS Water Damage

From flash floods to roof leaks, we’ve all heard the stories of someone who lost their home to water. The most commonly asked question we get in this case is what is flood damage vs water damage? Let’s dive in… no pun intended. Flood Damage Flood damage is defined by the National Flood Insurance Program as “A general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties from: Overflow of inland or tidal waters Unusual and rapid accumulation or [...]

Kali Jo Grove2022-04-26T17:37:39+00:00May 1st, 2022|

Recreational Insurance… Do You Need It?
Recreational Insurance… Do You Need It?

Recreational Insurance… Do You Need It?

Recreational insurance is coverage for your recreational vehicle that typically includes protection for injury or damage you cause and to the recreational vehicle itself. In addition, it can protect your financial well-being in the event of an accident. But is it required? Since recreational insurance includes several different options, the answer varies. So, let's look at them individually… RV Insurance Many states require that you carry underinsured or uninsured motorists' insurance for motorhomes. In addition, all states require you to have minimum liability coverage when the vehicle is being driven on the road. [...]

Kali Jo Grove2022-04-01T14:39:10+00:00April 24th, 2022|

What Are Ancillary Benefits?
What Are Ancillary Benefits?

What Are Ancillary Benefits?

What are ancillary benefits? Ancillary benefits, also called supplemental benefits, are benefits that are not part of your core health insurance. In other words, these benefits aren’t generally part of your main health insurance. They are offered in addition to that coverage. Benefits that fall into the ancillary category typically include: Dental Insurance. This benefit helps to cover the cost of visiting the dentist for basic or preventive services such as teeth cleaning, x-rays, and fillings. Vision Insurance. This benefit helps to cover the cost of vision care including eye exams, eyeglasses, contacts, [...]

Kali Jo Grove2022-04-01T15:29:16+00:00April 10th, 2022|

Recreational Insurance 101
Recreational Insurance 101

Recreational Insurance 101

It is that time of year. It is time for those who own boats, RVs, and ATVs to take off the covers and get their warmer weather recreational vehicles out of storage. Campgrounds are opening for the season, lake days are coming, and it’s the perfect weather to explore some trails. So, as you start to get your recreational vehicles ready for the fun, consider the following: Imagine… You are setting up your camper when you suddenly find that some animals have made a home out of it over the winter. Unfortunately, they [...]

Kali Jo Grove2022-04-01T14:43:21+00:00April 10th, 2022|

Insurance Score?
Insurance Score?

Insurance Score?

You may know that your history of accidents and violations, insurance claims, and more impact your insurance rates. But did you know that you have an insurance score? Insurance scores, or insurance credit score, is a three-digit number assigned to you that predicts the risk of an accident or insurance claim in the future. Scores above 770 are considered good, 500 – 770 are average, and below 500 are poor. The lower your insurance score, the higher your premium may be. Think of it as a credit score but for insurance. How is [...]

Kali Jo Grove2022-03-04T16:34:34+00:00March 27th, 2022|

Other Benefits Of Renters Insurance
Other Benefits Of Renters Insurance

Other Benefits Of Renters Insurance

Renting is a great option when you aren’t quite ready yet to purchase a home or aren’t sure of where you want to settle down. It also has the added benefit of not having to pay property taxes or repair the property when something breaks. However, when renting, there are still some responsibilities and risks you as the renter may be responsible for. Having renters insurance may help mitigate the costs associated with some of those risks and responsibilities. Renters insurance is coverage for your personal property and personal liability. If a loss [...]

Kali Jo Grove2022-03-04T16:50:24+00:00March 19th, 2022|