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Information on home insurance for individuals.

If You Love It, List It!

We have seen tragedy and great loss after events such as tornados, hurricanes, flooding, or even fires. No matter where your home is located, the threat of a catastrophic loss is looming. If this were to happen to you, would you know what it takes to make you whole again? It is important to have a home inventory. This will give you the opportunity to discuss with your insurance agent about what on that list you want to make sure is covered and for how much. This will also aid in the event [...]

2019-10-02T12:54:31+00:00October 2nd, 2019|

Frozen Pipes and How To Protect Yourself

Colder temperatures can freeze pipes, creating disastrous property losses and wreaking havoc on your life. Frozen pipes can lead to expensive damages and depending on the extent of the damage it could force you to temporarily close your business resulting in loss of income. Systems that are at risk of freezing in colder weather include fire protection equipment and piping, heating, ventilation, and air conditioning equipment, compressors and piping, water and sprinkler mains, valves, and sanitary systems. It is not just the colder states that are affected, moderate climate states can be [...]

2019-01-22T08:55:28+00:00January 5th, 2019|

The Ultimate Cheat Sheet on Winter Home Safety

Winter is upon us once again and that means holiday time with our family, hot cocoa and a warm cozy fire, and playing in the snow. While all of that may seem great, it is important to remember that winter also brings with it many hazards around your home. Whether it is a frozen water pipe bursting and flooding your home or basement or an ice dam in your gutter causing water damage to your walls, it is important to know how to protect your home against winter’s dangers. Outside Clean out [...]

2019-01-22T08:55:56+00:00December 22nd, 2018|

Why You Should Spend More Time Thinking About P&C Insurance

With the year winding down and everyone thinking about what the new year will bring, what a better time to reconsider your insurance coverages. It’s a great time to make sure that you and your assets are covered in the event that the unexpected happens. One type of insurance that often gets overlooked is Property and Casualty Insurance. Property and casualty insurance in its simplest form is designed to protect you and the stuff you own. Property insurance is straightforward, in the event of an unexpected loss it provides coverage for things [...]

2019-01-22T08:57:06+00:00December 15th, 2018|

Hitting Close to Home!

We were recently pounded in Northeastern Pa with some serious storms. It’s not uncommon in our area but the worst part is it could happen anywhere at any time! My friend’s vehicle was damaged severely with golf ball sized hail. Here are some pictures of the damage: I did a quick Google search about hail claims and his carrier and the results were not very positive. Do you know if you are covered for damage like this? Do you know what steps to take as soon as this happens to you? Our [...]

2018-12-10T15:16:15+00:00May 22nd, 2018|