Information on health insurance for individuals.

What Are Ancillary Benefits?

What are ancillary benefits? Ancillary benefits, also called supplemental benefits, are benefits that are not part of your core health insurance. In other words, these benefits aren’t generally part of your main health insurance. They are offered in addition to that coverage. Benefits that fall into the ancillary category typically include: Dental Insurance. This benefit helps to cover the cost of visiting the dentist for basic or preventive services such as teeth cleaning, x-rays, and fillings. Vision Insurance. This benefit helps to cover the cost of vision care including eye exams, eyeglasses, contacts, [...]

2022-04-01T15:29:16+00:00April 10th, 2022|

The Benefits of Employers Offering Health Insurance

Finding and keeping good employees is always difficult but it’s been an even bigger challenge recently.  One way to show potential employees you’re the employer of choice is to offer health insurance.  Here are a few reasons: Attract good employees: This is one of the most challenging labor markets we’ve faced, it’s very difficult to attract and keep good employees right now. Employees see value in health insurance and it gives them a reason to choose you instead of a competitor. Stable & motivated workforce: When offering health insurance, you are investing in [...]

2021-10-29T19:28:04+00:00October 29th, 2021|

Group VS Independent…Which is right for you?

Group Coverage is health insurance provided to employees by an employer or by an association to its members. Individual Coverage is health insurance you buy on your own, not related to your employer or an association. What is the difference? If you have had or currently have group coverage, then you know how that works. Your employer typically gives you a choice of a few different health insurance plans, pays for some or all of your monthly premium, and automatically deducts your premium from your paycheck. [...]

2021-07-27T14:57:10+00:00April 4th, 2021|

15 Answers to Health Insurance

What are ancillary benefits? Ancillary benefits, also called supplemental benefits, are benefits that are not part of your core health insurance. Benefits like dental, vision, disability, life, accident, critical illness, and others. These benefits are dental, vision, disability, life, accident, critical illness, and others. These benefits can be contributory or voluntary. Who pays for ancillary benefits? There are two versions of ancillary benefits – voluntary and contributory. Voluntary benefits are offered by an employer and paid for entirely by the employee. With contributory benefits, the costs are shared between employee and employer. [...]

2021-07-28T15:46:13+00:00November 6th, 2018|

2018 Health Insurance Open Enrollment

OPEN ENROLLMENT It is that time of year again. Open enrollment is right around the corner and you may be starting to think about health insurance coverage and what that means for you, your business and your employees. Value of Offering Benefits to Your Employees Health insurance plans can be expensive, so why should you offer these benefits to your employees? Here are some important reasons. Offering health insurance benefits to your staff can help ensure a stable and motivated workforce and lower turnover rates. By investing in your employees and offering [...]

2018-12-10T14:59:17+00:00September 24th, 2018|
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