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Information on worker’s compensation.

Workers’ Compensation 101

Workers' compensation insurance, commonly known as workers’ comp, is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job. Coverage also includes employee rehabilitation and death benefits. How does workers' compensation insurance work? When an employee gets injured at work, they should report the injury to their employer and then file a workers' compensation insurance claim.  From there the claim goes to the insurance company where it is determined what type of benefits are required [...]

2020-01-31T16:13:00+00:00February 2nd, 2020|
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Misconceptions About Worker’s Compensation

Workers’ compensation insurance is a federally mandated, state-regulated insurance program that protects your business if an employee gets injured or becomes ill as a result of work-related activities. Workers’ compensation insurance is intended to help workers get back on their feet and back to work by providing benefits to employees. These benefits include paying medical bills, covering lost wages, rehabilitation, and retraining. However, because of the complex nature of worker’s compensation insurance business owners often have misconceptions regarding their coverage and what their capabilities are. The following are general answers to some [...]

2018-12-12T08:25:25+00:00December 8th, 2018|
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Where Does Worker’s Compensation Insurance Come From?

Workers compensation insurance is a federally mandated, state-regulated insurance program that protects your business if an employee gets injured or becomes ill as a result of work-related activities. It is intended to help workers get back on their feet and back to work by providing benefits to employees including paying medical bills, covering lost wages, rehabilitation, retraining, and more. But where did it come from? Who started the idea of having workers compensation and why has it become such a necessity in the American workplace? Workers compensation actually began way back in [...]

2018-12-10T14:51:47+00:00November 24th, 2018|
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Insurance Policies Business Owners Often Overlook

Business owners have a full plate. Dealing with clients, employees, and the overhead takes up a great deal of time. When it comes to reviewing your insurance package, often times it comes down to a simple question: “what does the price look like this year compared to last year?” It certainly is tempting to be concerned with only the price. However, as times change, your insurance program needs to change, too. Business owners today are exposed to risks that didn’t necessarily exist when the business was started or those risks have evolved [...]

2018-12-10T15:10:11+00:00June 14th, 2018|
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