Information on group benefits for business owners.

Life Insurance: Employer Vs Individual

Your employer is offering you life insurance? That is great! But… Many employers offer life insurance as a benefit to employees. The type of life insurance, amount of coverage, and cost to the employee vary from business to business but for the most part, employer-provided life insurance is a great benefit. It can be cheaper than the cost of purchasing your own policy due to employer group rates and in some cases, employers will cover some or all of the premium costs. Employer-provided life insurance also helps to cover any end-of-life expenses and [...]

2021-07-27T14:51:55+00:00April 18th, 2021|

Group VS Independent…Which is right for you?

Group Coverage is health insurance provided to employees by an employer or by an association to its members. Individual Coverage is health insurance you buy on your own, not related to your employer or an association. What is the difference? If you have had or currently have group coverage, then you know how that works. Your employer typically gives you a choice of a few different health insurance plans, pays for some or all of your monthly premium, and automatically deducts your premium from your paycheck. [...]

2021-07-27T14:57:10+00:00April 4th, 2021|

Wellness Program: Why Is It Important?

Many businesses, small and large, offer wellness programs to their employees. Yet, there are still concerns about whether wellness programs actually help or are just costing the business money. Despite the concerns regarding privacy and effectiveness, studies show that promoting healthy habits benefits both the employer and employee. Here are 5 reasons why having a wellness program in the workplace is important. Health, active employees incur lower health costs. Lower health costs benefit both the employer and the employee. If health costs are lower, employers may pass a small percentage of the bill [...]

2021-07-27T15:15:15+00:00January 10th, 2021|

Investing In Your Business Means Investing In Your Employees

You have gone through so many resumes and job applications; conducted countless interviews over the phone and face to face.  You think you have the perfect candidate and offer them their starting salary and benefits package.  As you sit and watch them look it over, you start to think to yourself, “this is a great offer.  Why would they decline it?” This leads to you thinking of different things.  What are employees looking for?  Which benefits will keep them happy and make them want to stay with your company for years to come?  [...]

2021-07-28T13:31:54+00:00March 5th, 2019|

Insurance Policies Business Owners Often Overlook

Business owners have a full plate. Dealing with clients, employees, and the overhead takes up a great deal of time. When it comes to reviewing your insurance package, oftentimes it comes down to a simple question: “what does the price look like this year compared to last year?” It certainly is tempting to be concerned with only the price. However, as times change, your insurance program needs to change, too. Business owners today are exposed to risks that didn’t necessarily exist when the business was started or those risks have evolved over [...]

2021-07-28T16:27:38+00:00June 14th, 2018|
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