Disability Insurance Archives - Gannon Associates

Why should you consider disability critical illness and accident insruance?

Why should you consider disability, critical illness, and accident insurance? When looking at disability, critical illness, or accident coverage there seems to be a disconnect between the perceived likelihood of an event occurring and concern over the financial impact of an insurable risk. One might feel motivated to only purchase insurance they feel is needed or required because of this, such as home, auto, and health. However, you want to make sure you are covered in all aspects of your life. Take a look at Disability, Critical Illness, and Accident Insurance to [...]

Disability Insurance for employees?

When an employee is injured at work, it is likely that workers’ compensation insurance benefits will provide them with a portion of their regular paycheck as well as reimbursement for medical bills and rehabilitation required due to the injury. If one of your employees was injured away from work, what would they do? Would they be able to survive financially if they became disabled? According to LifeHappens, 70% of working Americans could not make it a month before financial difficulties would set in and 25% would have problems immediately; this is where disability [...]