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Information for business owners.

AI and Insurance

Technology is ever-evolving and one of the newest on the scene is Artificial Intelligence Technology (AI).  This technology is the simulation of human intelligence in machines and has a number of different uses. From self-driving cars and aiding in medical procedures to writing songs and making art, AI is revolutionizing many industries. Unfortunately,  with the positive side of technology comes the bad, and cybercriminals have begun to take advantage of this unprecedented technology. Cybercriminals are spoofing individual’s voices, using them to create messages full of urgency and distress, such as a car accident [...]

2023-08-31T18:15:36+00:00September 17th, 2023|
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Keep Your Life Insurance When You Retire

Do you need a life insurance policy in retirement? Some people might say no. After all, the kids are grown, and the need to financially insulate the household against catastrophe has somewhat passed. But if you're thinking about dropping your coverage for either of those reasons, you may also want to consider some excellent reasons to retain, obtain, or convert a life insurance policy after you retire. Could you make use of your policy's cash value? If you have a whole life policy, you might want to utilize that cash in response to [...]

2023-09-12T19:47:56+00:00September 12th, 2023|
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Why should you consider disability critical illness and accident insruance?

Why should you consider disability, critical illness, and accident insurance?   When looking at disability, critical illness, or accident coverage there seems to be a disconnect between the perceived likelihood of an event occurring and concern over the financial impact of an insurable risk. One might feel motivated to only purchase insurance they feel is needed or required because of this, such as home, auto, and health. However, you want to make sure you are covered in all aspects of your life. Take a look at Disability, Critical Illness, and Accident Insurance to [...]

2023-09-12T19:44:24+00:00September 12th, 2023|
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Standalone Cyber Insurance: What Is It and Why Do You Need It?

In today’s ever-evolving digital world, the risk to your data security and privacy grows. When a cyber-attack happens, it can take weeks or months to recover, impacting your business operations and bottom line tremendously. Cyber insurance is one of the best ways to protect your business from the financial hardships caused by cyber-attacks. Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. When it comes to cyber insurance there are several ways a [...]

2023-05-31T15:54:59+00:00May 31st, 2023|
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Short Term Rental Property Insurance Needs

Vacation season in the northeast is approaching and for those who own investment properties, it means business is picking up. Services like Airbnb and VRBO are very popular ways to vacation and travel these days, with many investors buying homes in popular destinations to rent out. Some people are even utilizing their own homes to temporarily rent out for extra income. As the owner of one of these investment properties or the homeowner who rents out their home, you need to be careful when it comes to your insurance coverage! Insurance for these [...]

2023-04-28T14:48:24+00:00May 21st, 2023|
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Small Business Insurance

From family-run construction companies to small-town boutiques and cafes, you work hard to operate and maintain your small business. No matter what industry you are in, you likely need small business insurance. Having it can help protect everything you have worked so hard to build. Small business insurance can help cover the unexpected costs that result from accidents, natural disasters, lawsuits, and more. Picking The Right Types of Business Insurance For Your Needs The most common type of business insurance is a Business Owner’s Policy (BOP). This type of coverage typically includes: General [...]

2023-04-28T14:50:31+00:00May 1st, 2023|
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5 Types of Small Business Insurance

Business insurance can offer important protection against losses from accidents, employee misconduct, lawsuits, and more. Whether you are new to business ownership or simply looking to change up your existing insurance, it is vital to ensure that you have the right coverage for your unique needs. With so many different types of insurance, this is a task that can seem overwhelming. Let’s break down 5 of the more common types of business insurance. General Liability Insurance General liability insurance protects your business from claims involving bodily injuries and personal property damage. It typically [...]

2023-03-31T14:40:15+00:00April 30th, 2023|
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What Is Gap Insurance?

Purchasing a new vehicle can be exciting and overwhelming! You go to the car lot, test drive dozens of vehicles, find the perfect one, and now are sitting at a desk signing what feels like a thousand documents. The salesman asks if you want a warranty, special add-ons, gap insurance, and more… with each option adding additional costs if you say yes. It’s easy to say no to all of the above as the vehicle itself is already so expensive but wait! You may want to reconsider saying no to gap insurance. Gap [...]

2023-03-31T15:15:32+00:00April 16th, 2023|
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8 Ways Small Businesses Can Prevent Cyber Attacks

Many small businesses don’t have the time to dedicate to extensive cybersecurity efforts or even know where to begin. A study by the U.S. Small Business Administration showed that 88% of small business owners thought that their business was at risk, but they hadn’t taken any preventative steps. Let’s go over 8 ways you can protect your small business from cyberattacks. Conduct A Review Conducting a thorough review of your existing cyber security can help to identify any areas that need improvement and ways to continue vital [...]

2023-03-31T14:58:02+00:00April 16th, 2023|
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Winter Safety Tips For The Office

Winter has arrived and with it comes lower temperatures, snow, and ice! Whether it’s a full-blown blizzard or just a cold snap, the onset of winter means that it’s time for businesses to think about their winter safety plan. A winter safety plan typically includes proactive steps to reduce injuries related to winter weather, minimizing cold exposure, and communication plans. Consider the following safety tips when developing or reviewing a winter safety plan: Minimize Slippery Areas De-ice parking lots, sidewalks, entryways, and outdoor break areas Reroute people using caution signs, rope, cones, or [...]

2022-12-18T12:09:44+00:00December 18th, 2022|
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