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Our 2022 CRAZY Predictions!

2021 is coming to a close and it has been a crazy year! From GameStop stock skyrocketing to a massive cargo ship getting stuck in the Suez Canal to #FreeBrittney… a lot has happened. It got us thinking, what will happen in 2022? We asked our staff what their crazy 2022 predictions were, and they did not disappoint. Superbowl Winner? We had a little competition when it came to predicting the Super Bowl winner for 2022. Predictions included the Eagles, Packers, and that a team who has never won before will take the [...]

2021-12-28T18:05:29+00:00December 28th, 2021|

Holiday Safety Tips

Happy Holidays! This time of year is full of festivities, gatherings, and celebrations. Incidentally, there is also an uptick in fire, auto accidents, and other mishaps this time of year. Keep your holiday season safe this year by remembering these helpful tips. Travel Safely. Prepare your car for winter and have an emergency kit handy, avoid distracted or drowsy driving, and assign a designated driver when attending events where alcohol is present. Plant Watch. Plants like mistletoe, holly berries, Jerusalem cherry, and amaryllis can be poisonous to people and pets if ingested. They [...]

2021-11-29T18:43:56+00:00December 19th, 2021|

Do You Need A Personal Article Floater?

We’ve all heard the horror stories… a diamond wedding ring lost in the ocean, an expensive camera dropped from a rollercoaster, a precious piece of art waterlogged after a flood… nothing can prepare you to lose one of your most valuable items. Now imagine, already devastated from the loss, you learn that you don’t have the right insurance coverage to replace the item or pay for repairs. Most everyone has items that are valuable or special to them. It could be a family heirloom, an expensive engagement ring, or even your favorite t-shirt [...]

2021-11-29T19:20:21+00:00December 12th, 2021|

Do You Volunteer, Sit On A Board, or Organize Benefits? You May Need Insurance Coverage For That.

We’ve heard the term – no good deed goes unpunished. Unfortunately, under the law, if you volunteer, are a board member, or help organize a fundraiser; this could just be the case for you. Most organizations that have boards don’t carry personal liability insurance for their members. If you are on a board, we recommend you ask the organization if they are carrying personal liability insurance for you. What if you volunteer, can you be at risk? Here’s an example: A person you know becomes severely ill and is struggling financially while they [...]

2021-11-29T19:35:14+00:00December 5th, 2021|

Who Needs Public Liability Insurance?

Does your business need public liability insurance to cover any future lawsuits and the settlement or compensation costs that come with them? While this coverage is not required unlike employers’ liability insurance, which includes workers' compensation, it is safe to say every business needs public liability protection to some extent.How much public liability coverage you need depends on what kind of business you are in and your own unique risks. For example, a landscaper or brewery could have greater risks than a walk-in retail store or professional business (realtor, insurance agency, or attorney [...]

2021-11-18T15:29:18+00:00November 18th, 2021|

Municipalities… Insurance For Your Unique Needs

Municipalities face a lot of risks. From a child getting hurt on a community playground to a town official being sued as the result of their decision-making, many things can go wrong when you are running local government. How can you protect yourself, your staff, and your municipality? The right insurance coverage can help you manage the risks. Every county, parish, town, township, city, and village are unique and require insurance solutions tailored to their distinct needs. Let’s take a look at some of the coverage options you should consider. [...]

2021-11-18T17:54:17+00:00November 18th, 2021|

Child Passenger Safety Week 2021

Child Passenger Safety Week is September 19-25 Make Sure Your Child is in the Right Seat Gannon Associates Insurance announced today that it is working alongside the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) for Child Passenger Safety Week, September 19-25, 2021. The week is dedicated to educating parents and caregivers about the importance of correctly choosing, installing, and using car seats, booster seats, and seat belts. We at Gannon Associates Insurance know that life can get hectic. We encourage you to take an hour or so out of this [...]

2021-12-08T14:12:43+00:00September 18th, 2021|

The Who, What, and Why of Professional Liability Insurance

For those working in industries where they advise others, the risk of making a mistake can be fatal to your business. Your advice can impact another person’s livelihood and, if you make a mistake or your client perceives that you made one, it could be costly. The risk of being sued based on how others feel your advice impacted them is great. This is where professional liability insurance comes in. Professional Liability Insurance, also sometimes referred to as Errors and Omissions (E&O Insurance), is protection for your business from claims of negligence that [...]

2021-07-29T19:20:30+00:00August 15th, 2021|

Importance of Directors and Officers Liability Insurance

As a director or officer of an organization, you make many important decisions regarding everything from policy choices to financial aspects. These decisions help your company to succeed, but they can also leave you and your organization open to lawsuits. Lawsuits that can be costly to you personally but also to your organization. Directors and offices can be sued for a variety of reasons related to their roles, including: Breach of fiduciary duty, resulting in financial loss or bankruptcy Misrepresentation of company assets Misuse of company funds Fraud Failure to comply with workplace [...]

2021-07-29T17:29:16+00:00August 8th, 2021|

10 Reasons You Need The Rental Car Protection

Do I need to purchase the rental car coverage? We hear this question often and the answer varies. A good place to start is to review your personal auto insurance policy with a licensed insurance agent. Depending on your policy and carrier, your current coverage may apply to your rental car.  Your credit card company may also offer you rental car protection. The real question is do these existing coverages offer enough protection? Here are 10 reasons why we recommend our clients purchase rental car coverage. Value of the Rental Car. Most rental [...]

2021-07-27T13:30:07+00:00July 13th, 2021|
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