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Umbrella Insurance: A Full Rundown

Imagine, you are enjoying a wonderful Saturday morning outside. You are out walking Fido, who by the way is the friendliest dog, and you see your neighbor outside. You stop to say hi and he is trying to pet Fido. Out of nowhere, Fido bites him! You apologize but your neighbor is saying they are going to sue you for the damages. No problem, your homeowners should cover this issue, right? Until you talk to your agent and learn that your coverage isn’t enough to cover the total cost. The cost is [...]

2018-12-10T15:03:02+00:00July 31st, 2018|
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Insuring Your Matrimonial Memories

Here comes the bride through a beautifully landscaped garden on the grounds of a quaint country inn. But wait! An unforeseen storm, accompanied by roaring thunder and flashes of lightning, sends everyone scurrying. The bride and that expensive gown are drenched. It’s a washout as the downpour continues unabated. It looks like Mom and Dad are going to eat the bill and forced to settle for a do-over with a Justice of the Peace. Okay, so that’s an extreme example, but all kinds of things can disrupt, interrupt or destroy those few [...]

2018-12-10T15:04:23+00:00July 26th, 2018|
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What does Cyber Liability Insurance Cover?

Most businesses today use technology both in the workplace and with consumers. Technology is used to do everything from general business, store private information, maintain communication, and much more. With the use of technology increasing every day, it is vital to protect your company when it comes to cyber threats. According to USA TODAY, 60% of small business go out of businesses within 6 months of a cyber attack and the cost of an attack can range from $84,000 to $148,000. They also note that almost two-thirds of all attacks are aimed [...]

2018-12-10T15:04:58+00:00July 24th, 2018|
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Why do you need Cyber Liability Insurance?

In today’s ever-growing world cybercrime has increased substantially. Many companies do not realize that they need coverage to protect their assets and data in the event of a hack or breach. Phishing scams, identity theft, and telephone hacking are all crimes that traditional insurance policies do not address. The following are 10 reasons why you might need cyber liability insurance courtesy of Evolve MGA. Most cyber attacks are not covered by standard property or crime insurance policies System downtime is not covered by standard business interruption insurance Data is not covered by [...]

2018-12-10T15:05:21+00:00July 19th, 2018|
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Gannon and Animal Care Sanctuary team up for Athens Street Fair!

The 7th Annual Athens Street Fair takes place on Friday, July 20th (12 PM – 8 PM) and Saturday the 21st (9 AM – 2 PM) on S Main Street in downtown Athens. The Street Fair will have over 65 different vendors, delicious food, fun games for the kids and live music performances by Devin Franks and the Ampersand Project. We will be teaming up with the Animal Care Sanctuary to try to find some pets their “forever homes”. The Animal Care Sanctuary will be bringing adoptable dogs and if the weather [...]

2018-12-07T10:56:24+00:00July 18th, 2018|
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Canadian ID Cards

Have you ever traveled to Canada and not had Canadian ID cards? You are probably asking yourself what Canadian ID cards are right about now. Do not worry, we have you covered and have the facts to make sure you are protected when visiting the north of the border. What is a Canadian ID Card? A Canadian ID card, also known as Non-Resident Inter-Province Motor Vehicle Liability Insurance Card, is proof that your USA auto policy liability limits meet the minimum requirements for each and all Canadian provinces and territories and that [...]

2021-07-28T16:12:44+00:00July 17th, 2018|
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Protect Your Recreation Vehicles To Keep The Fun Going

Summer is heating up and that makes it the perfect time for some fun. For some, that fun could be taking the RV to a campground or for a cross-country adventure, taking that motorcycle or ATV out for a ride, or even taking that boat for a spin on a beautiful lake. All of these sound like an amazing way to spend your free time this summer. However, in the blink of an eye, these things could turn into a nightmare if you are not protecting them with the right kinds of [...]

2021-07-28T16:13:41+00:00July 10th, 2018|
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How can I avoid getting robbed on life insurance?

Our society is so bombarded by ads concerning low-priced insurance that I think we are expecting that all insurance agents are out to get us. We aren’t getting the best deal if we aren’t talking to the guy we saw in the last tv commercial. I’ve got good news. There are a few “ancient secrets” that can aid you in paying the lowest price possible. The way of the Early Bird: You know the old cliche, “The early bird gets the worm”? Yeah, well it’s true. The earlier in life you buy [...]

2021-07-28T16:23:18+00:00July 5th, 2018|
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Your employer’s life insurance is great, but you need your own, too

Employer-provided group life insurance is a wonderful thing, but its just not enough on its own. You can have more than one life insurance policy, and these group life insurance plans are an excellent, inexpensive way to supplement your individual policy. What you shouldn’t do is rely on your employer’s plan as your main source of protection. 3 Reasons Why Your Employer’s Life Insurance Plan Is So Great 1) You are automatically approved upon hiring. This is a big deal. Even if you have a major medical issue like diabetes, epilepsy, a [...]

2018-12-10T15:07:45+00:00July 3rd, 2018|
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Is an annuity right for you?

There is much debate about whether or not individuals preparing for retirement should purchase annuities as a piece of their retirement puzzle. Before determining the usefulness of an annuity for you, make sure you are clear on what an annuity is and what its important components are. What is an annuity? An annuity is an insurance product, most often sold by those who also sell life insurance. Both annuity contracts and life insurance policies are designed to supply an individual or individuals with a sum of cash based on a person’s life [...]

2020-07-24T21:54:03+00:00June 28th, 2018|
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