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So far Kali Jo Grove has created 11 blog entries.

Let’s Review The Important Stuff!

Let’s Review The Important Stuff! Medicare’s 2020 Annual Enrollment Period (AEP) begins October 15, 2019, and ends on December 7, 2019. AEP applies ONLY to Medicare Advantage Plans and Medicare Prescription Drug Plans. This is the one time of year you can change your Medicare Advantage Plan and Prescription Drug Plan without a Special Enrollment Period. AEP does NOT apply to Medicare Supplements. If you have a Medicare Supplement, you need not worry. Your coverage continues provided you like the plan and pay the premiums! The 2020 Annual Notice of Change (ANOC) should [...]

2019-10-14T17:57:40+00:00October 14th, 2019|

How to Handle Life Insurance Proceeds?

When your spouse passes away there are suddenly so many changes happening. You are grieving, trying to adjust to life without them, being pulled into a million different directions to handle the arrangements, the paperwork, and everything else that comes with this loss. It can be very overwhelming. The biggest concern we often hear people talk about is money. We hear stories about people who didn’t have life insurance and now their loved ones are in financial ruin trying to handle everything. But what about the other side of the coin? What happens [...]

2019-10-09T14:03:48+00:00October 9th, 2019|

If You Love It, List It!

We have seen tragedy and great loss after events such as tornados, hurricanes, flooding, or even fires. No matter where your home is located, the threat of a catastrophic loss is looming. If this were to happen to you, would you know what it takes to make you whole again? It is important to have a home inventory. This will give you the opportunity to discuss with your insurance agent about what on that list you want to make sure is covered and for how much. This will also aid in the event [...]

2019-10-02T12:54:31+00:00October 2nd, 2019|

College Student Insurance Needs

As college nears and you get ready to send your child off to school things are sure to be busy. Between dorm furnishing, orientation weekends, last minute family dinners, and everything else it is hard not to feel like you are forgetting something. You just want to make sure you have everything in place and that your child will be protected and have a great year at school. I hate to break it to you, but you may be missing the most important piece. Insurance. Insurance can protect your student from the various [...]

2019-08-27T14:57:45+00:00August 31st, 2019|

College Safety Tips

Safety is a priority for most colleges, there are several ways you can improve your own safety and keep your belongings secure. Familiarize yourself with your school's campus safety office. Your college website likely provides information such as office hours and a phone number, add it into your phone and visit the office so you know where it is located. Request information about any programs they may offer such as Blue Light emergency phone stations, Campus escort services, Safety maps with suggested secure routes, or a safety app such as Campus Safe. Know [...]

2019-08-13T19:30:14+00:00August 17th, 2019|

Student Loans & Life Insurance?!

College move in day is soon approaching and that means you are busier than ever. Between last minute shopping trips, send off dinners, and trying to make sure everything is ready to go you are probably wondering if you have missed anything. The truth is you probably did miss one big thing… life insurance. If your child or you are taking out student loans to pay for school, you may want to consider life insurance. Federal student loans are often forgiven if the borrower dies. However, most private student loans don’t offer the [...]

2019-08-13T19:07:37+00:00August 13th, 2019|

Independent Agent?

When the time in your life comes that you need to get insurance, you have a few options. You can go online and get a quick quote from a random company and purchase directly from the website, you could visit an insurance agency that employs its own agents and only sells one brand or type of insurance, or you can visit an independent agent. What is an independent agent? An independent agent is an insurance agent that sells insurance policies provided by a number of different insurance companies. They are employed by an [...]

2019-07-08T15:56:55+00:00July 13th, 2019|

Summer Safety Tips

Summer is in full swing and that means cookouts, swimming, hiking, and bonfires. This time of year is full of fun and can be very exciting, but it is also important to stay safe. Here are some summer safety tips to help keep you safe and having fun! Be Prepared in Case of Emergency Take safety training courses. Get CPR certified, take lifeguard classes or learn how to spot things like heat stroke symptoms from your doctor. If you’re planning on spending a lot of time in crowded public places, like a city [...]

2019-07-08T15:05:04+00:00July 8th, 2019|

Just as wine and beer evolves – so should your insurance!

Have you ever dreamt of running your own winery or brewery? Many great businesses start when a person has the idea to make a hobby their full-time career.  But as your hobby evolves into your livelihood, there are many business decisions that need to be made daily even before you open the doors… insurance being one of them. At Gannon Associates Insurance, we can offer insurance packages that are as unique as your business.  We have dedicated sales and service staff that specialize in different types of [...]

2019-05-31T14:53:00+00:00June 22nd, 2019|

Commercial Liability Umbrella 101

A commercial liability umbrella policy is designed to provide an extra layer of protection by covering costs that exceed your existing liability coverage limits. It compliments your existing liability coverages by taking over when your other liability coverage limits have been reached. Commercial liability umbrella policies serve 2 main purposes: To increase the liability limit that your company already has an existing, or underlying, liability policies. To broaden coverage for things that your underlying policies may not cover. Commercial umbrella insurance can only supplement coverage for certain underlying policies. These include general liability [...]

2019-06-10T19:24:34+00:00June 10th, 2019|