About Kali Jo Grove

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So far Kali Jo Grove has created 64 blog entries.

Child Passenger Safety Week 2021

Child Passenger Safety Week is September 19-25 Make Sure Your Child is in the Right Seat Gannon Associates Insurance announced today that it is working alongside the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA) for Child Passenger Safety Week, September 19-25, 2021. The week is dedicated to educating parents and caregivers about the importance of correctly choosing, installing, and using car seats, booster seats, and seat belts. We at Gannon Associates Insurance know that life can get hectic. We encourage you to take an hour or so out of this [...]

2021-08-31T15:18:05+00:00September 18th, 2021|

The Who, What, and Why of Professional Liability Insurance

For those working in industries where they advise others, the risk of making a mistake can be fatal to your business. Your advice can impact another person’s livelihood and, if you make a mistake or your client perceives that you made one, it could be costly. The risk of being sued based on how others feel your advice impacted them is great. This is where professional liability insurance comes in. Professional Liability Insurance, also sometimes referred to as Errors and Omissions (E&O Insurance), is protection for your business from claims of negligence that [...]

2021-07-29T19:20:30+00:00August 15th, 2021|

Importance of Directors and Officers Liability Insurance

As a director or officer of an organization, you make many important decisions regarding everything from policy choices to financial aspects. These decisions help your company to succeed, but they can also leave you and your organization open to lawsuits. Lawsuits that can be costly to you personally but also to your organization. Directors and offices can be sued for a variety of reasons related to their roles, including: Breach of fiduciary duty, resulting in financial loss or bankruptcy Misrepresentation of company assets Misuse of company funds Fraud Failure to comply with workplace [...]

2021-07-29T17:29:16+00:00August 8th, 2021|

10 Reasons You Need The Rental Car Protection

Do I need to purchase the rental car coverage? We hear this question often and the answer varies. A good place to start is to review your personal auto insurance policy with a licensed insurance agent. Depending on your policy and carrier, your current coverage may apply to your rental car.  Your credit card company may also offer you rental car protection. The real question is do these existing coverages offer enough protection? Here are 10 reasons why we recommend our clients purchase rental car coverage. Value of the Rental Car. Most rental [...]

2021-07-27T13:30:07+00:00July 13th, 2021|

Gender Reveal Parties… Are They A Liability Risk?

“A California Fire Sparked by A Gender Reveal Party Has Grown to More Than 10,000 Acres” “Miami Gender Reveal Party Criticized for Polluting Beach” “Soon to Be Father Killed Planning Gender Reveal Party as Device Explodes In New York” These are a few of the many headlines that tell the stories of gender reveal parties gone wrong. The idea of having a party to announce the gender of your child became widely popular in 2008 when a popular blogger announced the birth of her daughter with a cake with pink icing on the [...]

2021-05-28T16:46:17+00:00June 27th, 2021|

Personal Cyber Insurance

We have all heard the stories of businesses being hacked or data being leaked. Major companies like Facebook and Adobe and much smaller local businesses alike have all fallen victim to these cyberattacks, but did you know that cybercrime isn’t business exclusive? Individuals are just as much at risk. Throughout the last decade, we have seen technology become an increasingly larger part of our lives. From attending school to ordering groceries, everything is done online these days. With this increased use of technology, the risk of you falling victim to cyber-attacks increases. In [...]

2021-07-27T13:57:39+00:00June 6th, 2021|

Insurance Needs for New Graduates

Congratulations! Graduating from college is a huge accomplishment. The next few months are going to be filled with so many firsts, from your first career job to a new apartment or vehicle, life is sure to be full of changes. As you transition from college student to full-fledged adulthood, you want to make sure to not overlook one of the most important firsts. Insurance. Insurance may not be as exciting as buying your first new car or starting your dream job, but it is an important “first”. Having insurance can help set you [...]

2021-07-27T14:03:05+00:00May 30th, 2021|

Motorcycle Safety Tips

There is nothing better than taking your motorcycle out for a nice afternoon ride on a warm spring afternoon. However, it is important to remember that with that freedom comes risk as well. Stay safe with some of these motorcycle safety tips: Always wear a helmet with eye protection. Wearing a helmet is the best way to protect against head injuries and having eye protection can help ensure that nothing flies into your eyes or face during your ride. A full-faced helmet is the best option as it protects your entire head. Wear appropriate [...]

2021-04-27T17:52:34+00:00May 23rd, 2021|

Construction and Excavating…Insurance Plans To Meet Your Need

As you know, contractors and excavators face more risks than most businesses. Big jobs call for heavy equipment, large crews, and comes with plenty of hazards. Your equipment is expensive and the chance for accidents is high. How can you protect yourself, your employees, and your company from the dangers you face every day just doing your job? One important tool you can use to manage risks is the right insurance coverage. The right package of policies can ensure you are covered in case there is an accident. There are always conditions [...]

2021-05-11T18:07:55+00:00May 11th, 2021|

Insurance Jargon Made Easy

Insurance is confusing! The terms that are used in the insurance industry can be difficult to understand and make it more confusing to understand what your insurance agent is saying. Let us help break it down. Let us start at the beginning with coverage. The formal definition of coverage is “The specific protection provided by a policy against the results of the hazards insured against.” In other words, this is the amount of protection you have against a covered loss. For example, if your home burned down this term would apply to the [...]

2021-07-27T14:23:03+00:00May 2nd, 2021|
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