Kali Jo Grove, Author at Gannon Associates

AI and Insurance
AI and Insurance

AI and Insurance

Technology is ever-evolving and one of the newest on the scene is Artificial Intelligence Technology (AI). This technology is the simulation of human intelligence in machines and has a number of different uses. From self-driving cars and aiding in medical procedures to writing songs and making art, AI is revolutionizing many industries. Unfortunately, with the positive side of technology comes the bad, and cybercriminals have begun to take advantage of this unprecedented technology. Cybercriminals are spoofing individual’s voices, using them to create messages full of urgency and distress, such as a car accident [...]

Kali Jo Grove2023-08-31T18:15:36+00:00September 17th, 2023|

Gannon Associates Insurance And DGK Insurance Working Together To Serve Our Communities
Gannon Associates Insurance And DGK Insurance Working Together To Serve Our Communities

Gannon Associates Insurance And DGK Insurance Working Together To Serve Our Communities

Across all types of business, consolidation is a common theme, large companies from outside our region are taking over small local businesses. The insurance industry is not immune to this trend, companies from big cities across the country are swooping in purchasing local independent agents in our hometowns. Although these businesses have every intention of staying the same, when large companies from far away dictate how they operate, it can be difficult not to change. Both Gannon Associates Insurance and DGK Insurance recognize this trend and want to continue to serve our communities [...]

Kali Jo Grove2023-08-03T17:31:08+00:00August 3rd, 2023|

Standalone Cyber Insurance: What Is It and Why Do You Need It?
Standalone Cyber Insurance: What Is It and Why Do You Need It?

Standalone Cyber Insurance: What Is It and Why Do You Need It?

In today’s ever-evolving digital world, the risk to your data security and privacy grows. When a cyber-attack happens, it can take weeks or months to recover, impacting your business operations and bottom line tremendously. Cyber insurance is one of the best ways to protect your business from the financial hardships caused by cyber-attacks. Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. When it comes to cyber insurance there are several ways a [...]

Kali Jo Grove2023-05-31T15:54:59+00:00May 31st, 2023|

Short Term Rental Property Insurance Needs
Short Term Rental Property Insurance Needs

Short Term Rental Property Insurance Needs

Vacation season in the northeast is approaching and for those who own investment properties, it means business is picking up. Services like Airbnb and VRBO are very popular ways to vacation and travel these days, with many investors buying homes in popular destinations to rent out. Some people are even utilizing their own homes to temporarily rent out for extra income. As the owner of one of these investment properties or the homeowner who rents out their home, you need to be careful when it comes to your insurance coverage! Insurance for these [...]

Kali Jo Grove2023-04-28T14:48:24+00:00May 21st, 2023|

Small Business Insurance
Small Business Insurance

Small Business Insurance

From family-run construction companies to small-town boutiques and cafes, you work hard to operate and maintain your small business. No matter what industry you are in, you likely need small business insurance. Having it can help protect everything you have worked so hard to build. Small business insurance can help cover the unexpected costs that result from accidents, natural disasters, lawsuits, and more. Picking The Right Types of Business Insurance For Your Needs The most common type of business insurance is a Business Owner’s Policy (BOP). This type of coverage typically includes: General [...]

Kali Jo Grove2023-04-28T14:50:31+00:00May 1st, 2023|

5 Types of Small Business Insurance
5 Types of Small Business Insurance

5 Types of Small Business Insurance

Business insurance can offer important protection against losses from accidents, employee misconduct, lawsuits, and more. Whether you are new to business ownership or simply looking to change up your existing insurance, it is vital to ensure that you have the right coverage for your unique needs. With so many different types of insurance, this is a task that can seem overwhelming. Let’s break down 5 of the more common types of business insurance. General Liability Insurance General liability insurance protects your business from claims involving bodily injuries and personal property damage. It typically [...]

Kali Jo Grove2023-03-31T14:40:15+00:00April 30th, 2023|

What Is Gap Insurance?
What Is Gap Insurance?

What Is Gap Insurance?

Purchasing a new vehicle can be exciting and overwhelming! You go to the car lot, test drive dozens of vehicles, find the perfect one, and now are sitting at a desk signing what feels like a thousand documents. The salesman asks if you want a warranty, special add-ons, gap insurance, and more… with each option adding additional costs if you say yes. It’s easy to say no to all of the above as the vehicle itself is already so expensive but wait! You may want to reconsider saying no to gap insurance. Gap [...]

Kali Jo Grove2023-03-31T15:15:32+00:00April 16th, 2023|

8 Ways Small Businesses Can Prevent Cyber Attacks
8 Ways Small Businesses Can Prevent Cyber Attacks

8 Ways Small Businesses Can Prevent Cyber Attacks

Many small businesses don’t have the time to dedicate to extensive cybersecurity efforts or even know where to begin. A study by the U.S. Small Business Administration showed that 88% of small business owners thought that their business was at risk, but they hadn’t taken any preventative steps. Let’s go over 8 ways you can protect your small business from cyberattacks. Conduct A Review Conducting a thorough review of your existing cyber security can help to identify any areas that need improvement and ways to continue vital [...]

Kali Jo Grove2023-03-31T14:58:02+00:00April 16th, 2023|

The 5 Parts of an Insurance Policy
The 5 Parts of an Insurance Policy

The 5 Parts of an Insurance Policy

Insurance policies contain a ton of information and can often seem overwhelming. Let’s go through it together and breakdown 5 important parts of an insurance policy: Premium Premium is the cost you pay for your insurance coverage. It is typically paid on a monthly, bi-annual, or annual basis. This amount is paid regardless of if you file a claim or not. If cost is an important factor to you when choosing your insurance, you should focus on this section. Deductible Deductible is the cost you pay out of pocket in the event of [...]

Kali Jo Grove2023-01-30T19:38:51+00:00January 30th, 2023|

Workers Compensation Claim Checklist
Workers Compensation Claim Checklist

Workers Compensation Claim Checklist

In a perfect world, workplace accidents wouldn’t happen, and employees would never become injured or ill as a result of their job. Unfortunately, the reality is that over 2 million workplace injuries were reported in 2020 and the numbers seem to be increasing. As a business owner, you can institute safety policies and procedures to help keep your employees safe, but accidents do happen. What do you do when an employee becomes injured or ill as a result of their job? This is where workers’ compensation insurance comes in. The process of filing [...]

Kali Jo Grove2023-01-22T19:40:42+00:00January 22nd, 2023|

About Kali Jo Grove