About Kali Jo Grove

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So far Kali Jo Grove has created 24 blog entries.

NY Policy Premium Notice

New York Policyholders, A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations issued by the New York State Department of Financial Services, extend grace periods and give you other rights under certain property/casualty insurance policies if you are an individual or small business and can demonstrate financial hardship as a result of the novel coronavirus pandemic.  These grace periods and rights are currently in effect but are temporary, though they may be extended further.  Please check the Department’s website for updates. If you are [...]

2020-04-07T19:41:17+00:00April 7th, 2020|

Coronavirus Aid, Relief and Economic Stability (CARES) Act

The Coronavirus Aid Relief and Economic Stability (CARES) Act Program was signed into effect on March 27th, the program includes an overwhelming amount of information. As a business owner, we recognize the importance of the Act to you and want to share some of the key points. Background On Friday, March 27th the President signed the Coronavirus Aid, Relief and Economic Stability (CARES) Act, a $2 Trillion stimulus and aid package passed by Congress to offset the economic damage inflicted by the COVID-19 pandemic.  The Act covers individual economic relief such as [...]

2020-04-06T19:31:20+00:00March 31st, 2020|

Life Insurance Concerns During COVID-19

By: Matt Tavani As we all work to adjust our lives and routines to more time at home than we would have ever expected, there are some frequently asked questions regarding life insurance that may be on your mind, too. I have life insurance coverage now. What happens if I can't pay my premiums? Like other lines of insurance business, life insurance companies are working to come up with solutions for late payments above and beyond what's already available. The contract that you already have likely allows for a [...]

2020-03-27T20:09:34+00:00March 27th, 2020|

Coronavirus Response Updates

We will post any and all updates in regards to the Coronavirus Response andhow it could affect and/or help our customers as we receive them. A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations issued by the New York State Department of Financial Services, extend grace periods and give you other rights under certain property/casualty insurance policies if you are an individual or small business and can demonstrate financial hardship as a result of the novel coronavirus pandemic.  These grace periods and [...]

2020-04-07T19:45:24+00:00March 20th, 2020|

Families First Coronavirus Response Act

On March 24th, 2020 the U.S. Department of Labor’s Wage and Hour Division (WHD) published its first round of implementation guidance pursuant to the Families First Coronavirus Response Act (FFCRA). They did so in three parts which are as follows: Fact Sheet for Employees Fact Sheet for Employers Questions and Answers On March 18, 2020, President Trump signed into law the Families First Coronavirus Response Act (the “CRA”). Subsequently, the House made several technical corrections, narrowing some aspects of the original version of the bill, which is the version ultimately [...]

2020-03-25T12:58:19+00:00March 20th, 2020|

COVID-19 Business Insurance FAQ’s (Including Business Interruption and Worker’s Comp)

The World Health Organization (WHO) has officially increased the severity of COVID-19 from an outbreak to a pandemic. The United States has over 1,000 confirmed cases and at least 30 deaths that have been attributed to COVID-19. Worldwide there have been more than 120,000 cases reported and over 4,000 deaths. With more than 100 countries affected, some drastic steps are being taken to contain COVID-19 and limit the number of cases and deaths. All across our nation, we are seeing schools and universities shifting to online learning environments or prolonging spring breaks, sporting [...]

2020-03-20T18:59:47+00:00March 16th, 2020|

CDC Steps to Prevent Illness

There is currently no vaccine to prevent coronavirus disease (COVID-19). The best way to prevent illness is to avoid being exposed to this virus. Coronavirus is thought to spread mainly from person to person either between people who are withing close contact with one another, about 6 feet, or through respiratory droplets when an infected person coughs or sneezes. These droplets can land in the mouths or noses of people who are nearby or possibly be inhaled into the lungs. Take Steps to Protect Yourself Clean Your Hands Often Wash your hands often [...]

2020-03-20T19:00:01+00:00March 16th, 2020|

Is My Healthcare Provider Covering COVID19 Testing and Treatments?

The World Health Organization (WHO) has officially increased the severity of COVID-19 from an outbreak to a pandemic. The United States has over 1,000 confirmed cases and at least 30 deaths that have been attributed to COVID-19. Worldwide there has been more than 120,000 cases reported and over 4,000 deaths. With more than 100 countries affected, some drastic steps are being taken to contain COVID-19 and limit the number of cases and deaths. All across our nation we are seeing schools and universities shifting to online learning environments or prolonging spring breaks, sporting [...]

2020-03-20T19:00:16+00:00March 16th, 2020|

Cyber Insurance 101

If you go into a business today, chances are you will encounter technology in many forms. From the card reader you use to pay for your purchase to the computer sitting on the desk they may use for inventory or customer management; businesses today are using technology more and more. With this increased use of technology, comes increased risk. There are many different types of risks that are associated with a business using technology. These include data breaches, malware attacks, loss of data, hacking, and [...]

2020-01-31T19:30:54+00:00February 23rd, 2020|

Auto Insurance 101

Whether you are driving a beat-up hand me down from your sister or a brand-new tesla off the lot, your car likely means a lot to you. It is not only a necessity in today’s world, but also something you have worked very hard to obtain. However, with the privilege of owning and driving a car comes risk and responsibility. As a driver, you are responsible for your vehicle and any of your passengers. Should you be at fault for an accident, you are also responsible for any of the damage [...]

2020-01-31T19:35:12+00:00February 16th, 2020|