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What does Cyber Liability Insurance Cover?

Most businesses today use technology both in the workplace and with consumers. Technology is used to do everything from general business, store private information, maintain communication, and much more. With the use of technology increasing every day, it is vital to protect your company when it comes to cyber threats. According to USA TODAY, 60% of small business go out of businesses within 6 months of a cyber attack and the cost of an attack can range from $84,000 to $148,000. They also note that almost two-thirds of all attacks are aimed [...]

2018-12-10T15:04:58+00:00July 24th, 2018|

Why do you need Cyber Liability Insurance?

In today’s ever-growing world cybercrime has increased substantially. Many companies do not realize that they need coverage to protect their assets and data in the event of a hack or breach. Phishing scams, identity theft, and telephone hacking are all crimes that traditional insurance policies do not address. The following are 10 reasons why you might need cyber liability insurance courtesy of Evolve MGA. Most cyber attacks are not covered by standard property or crime insurance policies System downtime is not covered by standard business interruption insurance Data is not covered by [...]

2018-12-10T15:05:21+00:00July 19th, 2018|

Gannon and Animal Care Sanctuary team up for Athens Street Fair!

The 7th Annual Athens Street Fair takes place on Friday, July 20th (12 PM – 8 PM) and Saturday the 21st (9 AM – 2 PM) on S Main Street in downtown Athens. The Street Fair will have over 65 different vendors, delicious food, fun games for the kids and live music performances by Devin Franks and the Ampersand Project. We will be teaming up with the Animal Care Sanctuary to try to find some pets their “forever homes”. The Animal Care Sanctuary will be bringing adoptable dogs and if the weather [...]

2018-12-07T10:56:24+00:00July 18th, 2018|

Canadian ID Cards

Have you ever traveled into Canada and not had Canadian ID cards? You are probably asking yourself what Canadian ID cards are right about now. Do not worry, we have you covered and have the facts to make sure you are protected when visiting north of the border. What is a Canadian ID Card? A Canadian ID card, also known as Non-Resident Inter-Province Motor Vehicle Liability Insurance Card, is proof that your USA auto policy liability limits meet the minimum requirements for each and all Canadian provinces and territories and that your [...]

2018-12-10T15:06:18+00:00July 17th, 2018|

Protect Your Recreation Vehicles To Keep The Fun Going

Summer is heating up and that makes it the perfect time for some fun. For some, that fun could be taking the RV to a campground or for a cross-country adventure, taking that motorcycle or ATV out for a ride, or even taking that boat for a spin on a beautiful lake. All of these sound like an amazing way to spend your free time this summer. However, in the blink of an eye, these things could turn into a nightmare if you are not protecting them with the right kinds of [...]

2018-12-10T15:07:04+00:00July 10th, 2018|

How can I avoid getting robbed on life insurance?

Our society is so bombarded by ads concerning low-priced insurance that I think we are expecting that all insurance agents are out to get us. We aren’t getting the best deal if we aren’t talking to the guy we saw in the last tv commercial. I’ve got good news. There are a few “ancient secrets” that can aid you in paying the lowest price possible. The way of the Early Bird: You know the old cliche, “The early bird gets the worm”? Yeah, well it’s true. The earlier in life you buy [...]

2018-12-10T15:07:30+00:00July 5th, 2018|

Your employer’s life insurance is great, but you need your own, too

Employer-provided group life insurance is a wonderful thing, but its just not enough on its own. You can have more than one life insurance policy, and these group life insurance plans are an excellent, inexpensive way to supplement your individual policy. What you shouldn’t do is rely on your employer’s plan as your main source of protection. 3 Reasons Why Your Employer’s Life Insurance Plan Is So Great 1) You are automatically approved upon hiring. This is a big deal. Even if you have a major medical issue like diabetes, epilepsy, a [...]

2018-12-10T15:07:45+00:00July 3rd, 2018|

Is an annuity right for you?

There is much debate about whether or not individuals preparing for retirement should purchase annuities as a piece of their retirement puzzle. Before determining the usefulness of an annuity for you, make sure you are clear on what an annuity is and what its important components are. What is an annuity? An annuity is an insurance product, most often sold by those who also sell life insurance. Both annuity contracts and life insurance policies are designed to supply an individual or individuals with a sum of cash based on a person’s life [...]

2018-12-10T15:08:02+00:00June 28th, 2018|

How Much Life Insurance Do I Need?

You’ve probably seen one of those commercials. Did you know that we can find you a $250,000 life insurance policy for just $10 per month? The price sounds great. And, without giving it much thought, a quarter of a million dollars probably seems like a great deal of money. And maybe it is the right amount for you. Maybe it’s more than you need. But, maybe it’s less than you really need. How do you decide? There are several factors to consider when calculating the appropriate amount of coverage. Debt Load For [...]

2018-12-10T15:08:24+00:00June 26th, 2018|

Don’t Forget to Properly Name Your Beneficiaries

When applying for a life insurance policy, you will be asked about naming primary and contingent beneficiaries. In my experience, those applying for the policy spend very little time thinking about the answer to this question. And, in reality, for most people at the time of application, there may not be much to think about. “It should go to my spouse.” Yes, it should. If you are to pass away before your spouse. But what if the situation becomes much more complex? First, let’s review a couple of terms mentioned above. A [...]

2018-12-10T15:08:41+00:00June 21st, 2018|