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So far JohnAdmin2018 has created 68 blog entries.

What To Look For In An Insurance Provider

Whether it is your first-time purchasing insurance or you are looking for a new agent, choosing your insurance agent can be difficult. You probably have a list of priorities when it comes to your insurance coverage, you want to find someone who will work with you and explain all your coverage options. You also want to find someone who can offer you the right products and services to meet your needs. With so many options out there how do you pick one and be confident with your choice? Following is a list [...]

2019-02-15T10:04:42+00:00February 15th, 2019|

My Term Life Insurance Policy is About to Expire… Now What?

If you are like most people who purchase life insurance, you likely chose to purchase term life insurance over a permanent policy such as a whole life policy or universal life policy. There are distinct differences between term life insurance and permanent life insurance and reasons to purchase each. If you have a term policy, there will come a time that it will “expire” and decisions must be made. Does a Term Policy Ever Expire? Technically… yes. But it probably doesn’t expire (meaning that you have no option to remain covered) until [...]

2019-02-15T09:52:44+00:00February 15th, 2019|

Importance of a Culture of Safety

When it comes to your company, safety should be a top priority. Safety is more than just a set of activities focused on accident prevention. It is a way of thinking and it should be at the heart of any successful company. When you address unsafe conditions or actions before they become issues, you are building your safety culture. Having a culture of safety is vital to your company, it improves employee morale, empowers employees, and can even boost your bottom line. According to Nationwide, the average cost of a minor workplace [...]

2019-02-15T09:51:56+00:00February 15th, 2019|

10 Quick Tips for Car Care for Cold Winter Weather

With this incoming cold weather, one of our staff members, Amanda Alexander, who worked in the car industry for 15 years, shares her top 10 advice tips that vehicle service advisors give to their customers: Get your battery checked. The number one symptom we see with cold weather is vehicles not starting in the morning. Car manufacturers recommend changing a car battery every 3 years, so if your battery is older than that, make a quick trip to a local auto parts store or your garage to have your battery checked. When [...]

2019-01-30T16:20:54+00:00January 30th, 2019|

Cyber Insurance Checklist

Cybercrimes are a serious issue when it comes to commercial companies and it is getting worse by the day. The cost of cybercrime is expected to reach $21 trillion by 2021. Cybercrime represents a threat for companies no matter what their size or industry and no company is immune. This means that every company should develop a method to prevent attacks as well as protect themselves from losses in the event an attack happens. The first step for any company would be to develop a comprehensive strategy to combat cybercrime. This would [...]

2019-01-22T08:53:00+00:00January 19th, 2019|

Car Accident! Now what?

Imagine this. You are driving down a country road on a warm summer night. It is dark out and you are on your way home from a great night of hanging out with your friends. You are about to take a turn when SMACK you are hit by an oncoming car. You and the other party both come to a stop and thankfully you are both okay minus a few scratches, bumps, and bruises. However, the cars do not look good. You have officially been in a car accident. What now? Check [...]

2019-01-22T08:54:40+00:00January 12th, 2019|

Frozen Pipes and How To Protect Yourself

Colder temperatures can freeze pipes, creating disastrous property losses and wreaking havoc on your life. Frozen pipes can lead to expensive damages and depending on the extent of the damage it could force you to temporarily close your business resulting in loss of income. Systems that are at risk of freezing in colder weather include fire protection equipment and piping, heating, ventilation, and air conditioning equipment, compressors and piping, water and sprinkler mains, valves, and sanitary systems. It is not just the colder states that are affected, moderate climate states can be [...]

2019-01-22T08:55:28+00:00January 5th, 2019|

The Ultimate Cheat Sheet on Winter Home Safety

Winter is upon us once again and that means holiday time with our family, hot cocoa and a warm cozy fire, and playing in the snow. While all of that may seem great, it is important to remember that winter also brings with it many hazards around your home. Whether it is a frozen water pipe bursting and flooding your home or basement or an ice dam in your gutter causing water damage to your walls, it is important to know how to protect your home against winter’s dangers. Outside Clean out [...]

2019-01-22T08:55:56+00:00December 22nd, 2018|

Why You Should Spend More Time Thinking About P&C Insurance

With the year winding down and everyone thinking about what the new year will bring, what a better time to reconsider your insurance coverages. It’s a great time to make sure that you and your assets are covered in the event that the unexpected happens. One type of insurance that often gets overlooked is Property and Casualty Insurance. Property and casualty insurance in its simplest form is designed to protect you and the stuff you own. Property insurance is straightforward, in the event of an unexpected loss it provides coverage for things [...]

2019-01-22T08:57:06+00:00December 15th, 2018|

Misconceptions About Worker’s Compensation

Workers’ compensation insurance is a federally mandated, state-regulated insurance program that protects your business if an employee gets injured or becomes ill as a result of work-related activities. Workers’ compensation insurance is intended to help workers get back on their feet and back to work by providing benefits to employees. These benefits include paying medical bills, covering lost wages, rehabilitation, and retraining. However, because of the complex nature of worker’s compensation insurance business owners often have misconceptions regarding their coverage and what their capabilities are. The following are general answers to some [...]

2018-12-12T08:25:25+00:00December 8th, 2018|