Summer travel season is here, and whether you’re planning a weekend gateway or a longer vacation, it’s easy to focus on packing and planning while overlooking your insurance coverage.
Before you leave, it’s worth reviewing a few common coverage gaps.
Rental Vehicle Coverage
If you’re renting a vehicle, your personal auto policy may extend coverage, but not always completely. It’s helpful to understand:
- Whether liability coverage extends to rental vehicles
- If physical damage coverage applies
- Whether additional rental company fees are covered
Depending on your situation, you may want to consider additional protection.
Traveling With Valuables
Many travelers bring valuable items along, such as laptops, jewelry, cameras, or sports equipment. These items may have limited coverage under standard homeowners policies, especially while away from home.
A quick review of your personal property coverage can help prevent unexpected surprises.
Leaving Your Home Unattended
If you will be away for an extended period of time, consider taking a few precautions:
- Ask a neighbor to check your home
- Use smart home monitoring devices
- Pause mail or deliveries
- Notify your insurance advisor if you’ll be gone for an extended time
Taking these steps can help reduce risk while you’re away.
Before you hit the road, let us help you review your coverage. Call Gannon Associates Insurance at 844-GANNONS or email us at learnmore@gannonassociates.com to make sure your summer travel plans are fully protected.
