Summer is the season for fun, and for many families that means bringing out boats, motorcycles, campers, and other recreational vehicles. While these summer toys create great memories, they can also introduce additional risks.
Many homeowners are surprised to learn that recreational vehicles often require separate coverage.
Common Summer Toys That May Need Coverage
- Boats and personal watercraft
- Motorcycles
- ATVs and UTVs
- Campers and RVs
- Golf carts and e-bikes
Homeowners policies typically provide limited protection, particularly when these items are used away from your property.
Liability Considerations
Recreational vehicles also introduce additional liability exposure. Guests riding in your boat, friends borrowing equipment, or family members using recreational vehicles can al create unexpected risks.
Making sure you have proper coverage helps protect both your assets and your peace of mind.
Adding a new summer toy or planning to? Contact Gannon Associates Insurance at 844-GANNONS or email learnmore@gannonassociates.com. We’re here to help you enjoy summer with confidence.
