We’ve all heard horror stories. An employee was let go and then turned around and sued the company claiming wrongful termination. An employee sues their company on the grounds of discrimination or harassment. We have repeatedly heard this in the news and from our business contacts or friends and think that could never happen to us.


Employment practices claims can happen to organizations of every size, industry, and at any level. They can disrupt businesses, damage reputations, hurt employee morale, and hit a company hard financially… all before they ever see a courtroom.

So, what can you do? How do you protect yourself?

Employment Practices Liability Insurance.

For short, Employment Practices Liability Insurance or EPLI covers the defense costs and damages related to various employment-related claims, including wrongful termination, discrimination, workplace harassment, retaliation, and more.

It is a common misconception that only large corporations need EPLI. The truth is that every business needs this coverage protection. While large corporations are typically prepared to handle employment-related claims, small or new companies are often at risk. They may lack a human resources department, employee handbook, and many other resources needed to manage employee-related matters.

So, who needs Employment Practices Liability Insurance?

EPLI is right for

  • Financial Institutions
  • Non-Profit Organizations
  • Private Companies
  • Public Companies
  • Small Businesses
  • Start-Ups
  • Any business, regardless of the industry

You are at risk the moment you interview a prospective employee. If you choose not to hire them, they could claim discrimination. They could claim wrongful termination if you hire them and later fire them. Having EPLI coverage helps protect you and your business from the financial impact of employment practice liability claims. Give us a call at 844-GANNONS to discuss how to get started today!