We will post updates in regards to the Coronavirus Response and how it could affect and/or help our customers as we receive them.

Pennsylvania Back to Work Guidelines

Governor Wolf announced Pennsylvania’s plans for the “Process to Reopen Pennsylvania” on in April 2020. The process is outlined as a phased approach including, “red”, “yellow” and “green”, with specific criteria for requirements and guidance with each phase. Reopening is projected to begin on May 8th and involve a regional approach for moving through the phases based on data such as the number of confirmed cases in comparison to population numbers.

Bradford County and Tioga County are showing to be in the “Yellow” phase on May 8th, 2020 but are both awaiting official instruction from the state.

CDC draft guidance for return to work

The Centers for Disease Control and Prevention (CDC) has submitted additional draft COVID-19 guidance to the White House for review. The draft guidance contains recommendations designed to help restaurants, schools, churches, and businesses safely reopen as states look to gradually lift their coronavirus restrictions. The draft also includes referenced “decision trees” for at least seven types of organizations: schools, camps, childcare centers, religious facilities, mass transit systems, workplaces, and bars/restaurants. The guidance may have additional revisions prior to approval.

CDC guidance on reopening guidance for cleaning and disinfecting

CDC has issued Reopening Guidance for Cleaning and Disinfecting. This includes a “Cleaning and Disinfecting Decision Tool”. This update also provides a document, “Reopening Guidance for Cleaning and Disinfecting”, that includes information on evaluating your place of business, developing a plan, cleaning, and disinfecting. This document also provides links to numerous resources.

Updates on PPP and EIDL  

As of right now, applications are still being accepted for the PPP. If you are interested in still applying for this, contact your local lender now. Additional funds became available on April 27th but are expected to all be spent quickly. The Small Business Administration (SBA) has updated its PPP FAQs for Lenders and Borrowers.

At this point, SBA is still not accepting any new applications for EIDL. Although new funds were approved for the program and became available on April 27th – the applications already filed for funds are believed to exceed the total amount available for the program. SBA is still reviewing the applications that were received before the program closed for the first time due to a lack of funds. To check the status of your application you can try contacting SBA Disaster Assistance Customer Service Center at 1-800-659-2955 or by email at disastercustomerservice@sba.gov . If you email, be sure to include the legal name of your business and include your application number (if you applied online.)

The U.S. Chamber is working closely with the White House, U.S. government agencies, and foreign government officials to inform and equip businesses with the most important and up-to-date information to prevent the spread of the virus and prepare businesses for the near and long-term impact. You can find their website here.

Helpful Links:

A recent Executive Order issued by Governor Cuomo, together with recent amendments to the insurance and banking regulations issued by the New York State Department of Financial Services, extend grace periods and give you other rights under certain property/casualty insurance policies if you are an individual or small business and can demonstrate financial hardship as a result of the novel coronavirus pandemic.  These grace periods and rights are currently in effect but are temporary, though they may be extended further.  Please check the Department’s website for updates.

We have more information relating to this posted here. 

The Pennsylvania Industrial Development Authority Board of Directors took action on March 23rd  to make $61 Million available for working capital loans to small businesses across Pennsylvania with The COVID-19 Working Capital Access (CWCA) Program. To find out if you’re eligible and for more information about the CWCA Program here.

You can find your application location here.

Please note that this program has not yet gone live.

Empire State Development has issued vital guidance for the implementation of Executive Order 202.6 restrictions on non-essential business, and Executive Order 202.7, which increases the required staff reduction for non-essential business to 75%. Please click here to review this guidance.

If the function of your business is not listed in the link above, but you believe that it is essential or providing essential services or functions, you may request designation as an essential business. Please click here for the request for waiver form.

The Small Business Administration (SBA) has approved a statewide disaster declaration due to the Corona virus for many states including Pennsylvania and New York. Eligible small businesses may now apply for SBA Economic Injury Disaster Loans (EIDL) online at https://disasterloan.sba.gov/ela. There is free assistance offered by SBA’s network of Resource Partners to help with preparing loan applications: www.sba.gov/local-assistance.

The New York State of Health™ The Official Plan Marketplace and the New York State Department of Financial Services have opened a Special Enrollment Period from March 16 to April 15 for eligible, uninsured individuals and their families to enroll in a Qualified Health Plan for coverage beginning on April 1.  The Special Enrollment Period is intended to encourage individuals to seek health care coverage during the COVID-19 pandemic.

You can access the Marketplace at https://nystateofhealth.ny.gov/ Please give us a call at 866-GANNONS if you need any assistance.